Tennessee Bankers

Endorsed Partners

When evaluating products and services for use at your bank, look for the TBA Endorsed seal. This seal designates companies that are officially endorsed by the Tennessee Bankers Association. These respected companies have strong relationships with many TBA member banks and have a proven record of success in the Tennessee banking industry.

ABA Insurance Services
Bank Director
Compliance Alliance
CRA Partners
EverFi, Inc
Evolve VCS
Financial Products and Services, Inc
Franklin Madison
Harland Clarke
ICBA Bancard & TCM Bank
Investors Title Insurance Company
Keystate Captive Management
NFP/Equias Alliance, an NFP Company
Office Depot
Pathway Lending
Promontory Interfinancial Network
Thumbprint Signature Program

ABA Insurance Services

ABA Insurance Services, a member of Great American Insurance Group, serves the banking industry by offering D&O, bond, cyber and other related insurance to financial institutions countrywide, with nearly 1 in 3 Tennessee banks choosing ABA Insurance Services for their coverage. Endorsed by Tennessee Bankers Association, this unique insurance program has been a market leader for over 30 years, and is recognized by insurance and banking professionals as a secure, stable and affordable source of coverage. Through the program's primary reinsurer, American Bankers Mutual Insurance, Ltd., a distribution to banks has been declared for 29 consecutive years, totaling $86.3 million with 29 Tennessee banks sharing over $39,500 in 2019. A P&C program is also available. For more information, contact or have your insurance agent contact ABA Insurance Services' Matt Craven, 800-274-5222, or visit www.abais.com.

Contact: Matt Craven
3401 Tuttle Rd, Ste 300
Shaker Heights, OH 44122-6393
(800) 274-5222
Email: mcraven@abais.com

Bank Director

An information resource to the financial community since 1991, Bank Director focuses on the strategic issues most fundamental to a bank's CEO, senior leadership team, chairman and independent directors.  A privately-held company based in Brentwood, TN with offices in Washington, D.C., our team's operational focus aligns with the educational, informational and fiduciary interests of a bank's board of directors and C-suite of executives. In response to the mounting pressures placed on the banking community, Bank Director has created a board education program.  This affordable membership program combines Bank Director’s conferences, our quarterly publication, director training videos and our online library of exclusive articles.  It’s not a one-time learning opportunity, but rather an ongoing collection of resources in-person, in-print and online.  Active participation in this program is sure to send a strong signal to your regulators that you are committed to a “strong board, strong bank” philosophy and that your board has the knowledge to exceed governance expectation.

Contact: Amanda Wages
201 Summit View Dr., Suite 250 • Brentwood TN 37027
(615) 777-8461
Email: awages@bankdirector.com


"Our bank has received great value from our relationship with Bank Director.  Our Directors use the tools as a one-stop resource to keep up with changes and relevant issues within the industry.  The knowledge they gain and questions they ask as a result of the education sets the stage for better discussions at board and committee meetings."

John McDearman
Wilson Bank and Trust

For more information on BankDirector, watch the presentation below.




Compliance Alliance

Not just a compliance solution, Compliance Alliance is a regulatory bank compliance advisory that works in partnership with your institution. Comprehensive and all-inclusive, C/A mitigates your organizational consumer and federal compliance risk while lifting the burden of your day-to-day regulatory compliance efforts.

Contact:  Natalie Rhodes, Chance Williams or Stevie Black
203 W 10th St • Austin, TX 78701-2321
(888) 353-3933
Email: info@compliancealliance.com

Click here for a Compliance Alliance article on the 2018 Farm Bill and U.S. domestic hemp production.

CRA Partners

CRA Partners is a compliance solution you can feel good about. Since our inception in 2000, we have helped banks across the country earn guaranteed CRA credit for ensuring safe senior living environments through our turnkey crime prevention program, Senior Crimestoppers. Funded exclusively by the banking industry and endorsed by the ICBA and bankers associations in 43 states, Senior Crimestoppers protects low- to moderate-income seniors living in senior housing facilities, HUD communities and state veterans homes from theft, abuse and neglect.

Unlike some CRA opportunities, our 225 bank partners see the impact of their funds firsthand. We provide flexible funding options so banks can get involved through a community development loan, community development investment or a grant – it all depends on your bank’s CRA needs.

• CRA-qualified loan, investment and service test credit
• 100% turnkey solution, no administrative burden
• Flexible, low-risk funding options
• Detailed LMI documentation for CRA exam

Contact: Sue Shaffer
5100 Poplar Avenue, Suite 711 • Memphis, TN  38137-0711
Email: sue.shaffer@shcpfoundation.org 


EverFi, Inc

EverFi, Inc, is the leading education technology platform company to teach, assess, and certify students in financial literacy and student loan management. The company is powering a national movement in 50 states that enables students to learn using the latest technology. Our learning platforms have touched the lives of over 4 million students across more than 3,000 K-12 schools and higher education institutions. Each platform features best-of-breed content, rich assessment and knowledge gain data, highly adaptive real-life simulations, and goal-setting planning tools to ensure that every student has a personalized experience. Upon successful completion of each program, students are provided with certification in financial literacy. EverFi partners with financial institutions to offer its programs to students at no cost to the schools, with EverFi fully managing every aspect of implementation and support in schools. In turn, the program allows sponsors to build brand value through their private–labeled platform, strengthen community relations, increase media presence, and achieve regulatory objectives.

Contact: Wes Cobb
3299 K Street NW, Suite 400 • Washington, DC 20007
Email: wcobb@everfi.com

Click here to learn more about EverFi @Work.


Evolve VCS

Founded in 2014 and headquartered in Arrington, Tennessee, EvolveVCS was originally created to provide compliance review and educational resources to community banks. Those services quickly expanded to meet the needs of our clients who wanted an option for writing compliant real estate evaluations internally. Due to this growing demand, our web-based tool was created as a solution for institutions and other real estate related professionals to write regulatory compliant real estate evaluation reports when appraisal reports are not required or necessary.

Some of the benefits of our product include:

  • Increased efficiency for bank employees
  • Reliable source of Non-Interest fee income for the bank
  • Decreased turn times as compared to appraisals
  • Interagency Guidelines compliant template
  • Third party reviews offered
  • Housed on a SOC-2 compliant server for secure storage
  • In-house and web based training available for evaluators
  • Dedicated support personnel to assist with technical support and/or report revisions

Contact: Eric Collinsworth
PO Box 70 • Arrington, TN 37014-0427
Email: eric@evolvevcs.com

Financial Products and Services, Inc

The wholly owned insurance agency of TBA, Financial Products and Services, Inc (Financial PSI) offers insurance coverage and employee benefit plans specifically tailored for Tennessee banks. A board of directors composed of TBA members and executives provides oversight for Financial PSI. Its returns to the association help TBA offer high-quality services and programs to members while keeping dues among the lowest of any state bankers association in the country. Financial PSI products and services include: group medical and life insurance; group and individual disability insurance; 401(k) plans; supplemental retirement and survivor benefits for key employees and directors; long-term care insurance and financial institution bond, directors’ and officers’, and property and casualty coverage; estate planning and consultation; seminar programs for bank customers; and business continuation programs. Financial PSI can also partner with banks to create an insurance sales center, which helps increase noninterest revenue for your institution.

Contact: Brian Mobley
211 Athens Way, Suite 100 • Nashville, TN 37228-1383
(800) 456-5191 or (615) 244-5100
Email: bmobley@financialpsi.com

Franklin Madison

With over 45 years of experience, Franklin Madison enhances the value of its partners' customer relationships by developing and marketing loyalty solutions. We deliver optimal marketing and industry-leading response rates with strong insurance carrier partnerships and a robust product suite. Our approach enhances loyalty with banks and provides valuable Insurance coverage for their customers. We call this Smarter Marketing. Build your brand with multi-channel marketing that enhances consumer engagement, strengthens ongoing value, improves brand loyalty, and lifts revenue. Proven creatives, sophisticated data analytics, and a tailored marketing strategy. Our dynamic and individualized direct marketing campaigns drive above-average response rates. We consistently refresh creative messaging with sophisticated testing and analysis to drive incremental response improvements. Our digital and direct mail events are based on data focused customer profiles and desired out  comes while also meeting the needs of the financial institutions we serve.

Contact: Erin Grote
801 Crescent Centre Drive, Ste 500 • Franklin, TN  37067-6228
Email: egrote@franklin-madison.com​

Harland Clarke

Harland Clarke is a leading provider of customer engagement solutions that help connect businesses and people how, when, and where it matters. The company offers payment tools such as checks and cards; and marketing services such as deposit and loan acquisition programs, digital marketing, performance analytics and promotional products for businesses. It deploys these customer engagement solutions holistically, across print, phone, and digital channels, ensuring that the customers of its world-class client base enjoy a consistently superior experience.
Harland Clarke serves more than 43 million consumers and 6 million small and medium sized businesses per year through its relationships with more than 6,240 of the nation’s leading financial institutions, large retailers, affiliate marketing companies and accounting software providers. 
For more information about Harland Clarke’s solution portfolio visit harlandclarke.com/about/customer-engagement.

Contact: Chuck Rector
Email: chuck.rector@harlandclarke.com

Click the button below for a video on the future of card services, highlighting eight trends and how your institution can prepare.





Click the button below for a recorded webcast on Harland Clarke's partner Yext, which helps with managing your digital channels.




ICBA Bancard & TCM Bank

ICBA Bancard/TCM Bank provides community banks access to comprehensive and competitive electronic payment solutions, including credit card issuing, debit/ATM card programs for both consumers and small businesses. In addition, Bancard offers an exclusive fraud loss protection program, training and education, and robust customizable marketing solutions. Competitive credit card portfolio valuation, consultation, and purchase options are also available.

Contact: Client Relations ICBA Services Network
1615 L Street, NW, Suite 900 • Washington, DC  20036-5623
(800) 242-4770
Email: bancard@icba.org

Investors Title Insurance Company

In the last 44 years, Investors Title Insurance Company has successfully led over 500 financial institutions in the business of selling title insurance through lender-owned agencies. Designed to generate noninterest fee income for participating owners, this program has generated over $450 million in commissions for lender-owned agencies and profits in excess of $180 million for their member banks. Since 1999, Tennessee bank-owned agencies have sold over $63 million in title insurance, resulting in substantial cash dividends to the owner banks.

Based in Chapel Hill, NC, Investors Title is a wholly owned subsidiary of Investors Title Company, which is traded publicly on NASDAQ. In addition to the 27 branch office network in North Carolina, a 375+ attorney agent network of agents in the southeast region, and a growing network of agents in Texas, Investors Title has an extensive network of issuing agents doing business throughout the United States. Investors Title specializes in residential and commercial title insurance, related online products, 1031 exchanges, reverse exchanges, settlement services, title agency management services, and trust and investment services.

Managed by an experienced team of marketing, compliance and operations professionals, the national agency program produces outstanding financial returns!

Contact: Norma Carroll
121 North Columbia Street • Chapel Hill, NC 27514-3502
(865) 384-7846
Email: ncarroll@invtitle.com

KeyState Captive Management

KeyState Captive Management, an affiliate of The KeyState Companies, has partnered with the Tennessee Bankers Association to offer a unique bank captive insurance program to Tennessee financial institutions. The Bank Captive Program is designed by national accounting firm Crowe Horwath LLP and then administered by KeyState Captive Management.  Banks that fit a certain asset size and earnings criteria can form their own wholly owned captive insurance company to finance risks (that are not commercially insured) in a tax advantaged way.

Contact: Josh Miller
101 Convention Center Drive, Suite 850 • Las Vegas, NV 89109-2003
(702) 598-3738
Email: jmiller@key-state.com


Ncontracts is the leading provider of risk management solutions for banks and financial institutions. Our comprehensive and secure online product suite and team of exceptional legal, financial, technology, and client services experts enable banks to successfully manage their third-party vendor relationships and contracts, assess and address compliance risks and audit findings, and replace manual tasks with time-saving and cost-cutting software and guidance.

Become an Ncontracts client and:

  • Establish and/or refine vendor management policies
  • Pass compliance audits with assistance from our compliance team
  • Assess and monitor risks and opportunities with ease
  • Cut costs across the board by eliminating outdated, manual processes
  • Utilize state-of-the-art, leading technology for vendor management, cyber-risk management, findings management, contract management, and BCP

Read here to learn more about the TBA – Ncontracts endorsed partnership.

Contact: Sean Finney
Vice President, Business Development
214 overlook circle, ste 152 brentwood
Email: sean.finney@ncontracts.com

Learn more about Ncontracts products and services.

Click here for an NContracts article on how to structure vendor contracts to guard against rogue insiders & cyber threats.

NFP/Equias Alliance, an NFP Company

With 1,200 BOLI clients, Equias Alliance, an NFP company, and NFP Executive Benefits provide banks with customized solutions for designing and financing benefit programs to recruit, retain, and reward key officers and directors. Our services include the implementation and administration of both BOLI and nonqualified benefit plans. Equias is well positioned to provide its clients with timely, accurate documentation and regulatory compliance support. The organization’s 50 team members include seven CPAs, two attorneys, eight MBAs, three CLUs, one CFP®, one ChFC®, a former bank regulator and several former bankers and bank directors. Our staff also includes individuals with significant BOLI and benefits administration experience as well as one of the industry’s most recognized experts on accounting and tax matters. Equias has the exclusive endorsement of the Tennessee Bankers Association for the implementation and administration of both BOLI and nonqualified benefit plans. In addition, it has the endorsement of the American Bankers Association for the implementation and administration of BOLI and executive and director benefit plans. As further evidence of its leadership role in the industry, seven additional state banking associations also exclusively endorse Equias for BOLI. Call David Shoemaker, CPA/PFS, CFP® at 901-754-4924, James Taylor at 901-202-6886 or Linda Radley at 901-754-0144 for more information.

Contact: David Shoemaker, CPA/PFS, CFP®
8000 Centerview Parkway, Ste 525 • Memphis, TN 38018-4256
(901) 754-4924 or (404) 229-2941
Email: dshoemaker@equiasalliance.com

To hear from David Shoemaker at ABA's Conference for Community Bankers, click this link.


"David Shoemaker and the NFP/Equias Alliance team have been a trusted partner for our bank for 20 years for the design, implementation and ongoing support of our executive compensation plans and director deferred plans.  David and his team continue to be resources for us in all areas related to strategic compensation plans."

Mott Ford
Chief Executive Officer
Commercial Bank and Trust

Office Depot

Office Depot, founded in 1986, is the world’s leading seller of office supplies and an industry leader in every distribution channel — from retail stores and contract delivery to catalogs and e-commerce. As an Office Depot customer, you will have access to Office Depot’s exclusive Business Services Division website, strategic brand name partnerships, multi-billion dollar buying power, and ease in economizing your bank’s operations.  Enjoy customer service from Office Depot that is unmatched in the industry.  In addition to office supplies, TBA’s Office Depot program includes office furniture; design, print, and copy services; custom business forms; stationery supplies; promotional products; lunch room and janitorial supplies; and technology products.  Current participants in the program have experienced an average savings of 40 percent over their prior office product costs.  Free delivery for orders over $50.00.  If placed by 4pm local time, orders are delivered next day in most markets by Office Depot or UPS. 

Contact: Isaac Mares
Senior Inside Sales Representative
855-337-6811 Ext. 12878
Email: isaac.mares@officedepot.com

Learn more about this program.

Pathway Lending

Pathway Lending is an economic development lender, certified by the U.S. Treasury Department as a Community Development Financial Institution. Pathway Lending provides loans, advisory services and training to businesses in Tennessee to help businesses grow and create jobs. Headquartered in Nashville, Pathway Lending offers a variety of loan products for working capital, accounts receivable and inventory financing, real estate, equipment, energy efficiency, and growth capital. By providing CRA qualified investments or loans to Pathway Lending, financial institutions receive Community Reinvestment Act credit under the investment and community development loan test. Additionally, loans and investments are eligible for Tennessee franchise and excise tax credits.

Contact: Clint Gwin
201 Venture Circle • Nashville, TN 37228-1603
Email: clint.gwin@pathwaylending.org

Promontory Interfinancial Network

Chosen by 3,000+ financial institutions nationwide over the past decade, Promontory Interfinancial Network is the leading provider of FDIC-insured deposit placement services. Banks can use the company’s solutions—ICS®, or Insured Cash Sweep®; CDARS®; Promnet Repo; IND®; Yankee Sweep®; and Bank Assetpoint®—to build multi-million-dollar relationships, reduce collateral requirements, manage liquidity, and buy/sell loans. promnetwork.com.

Contact: Dave Still
1300 North 17th Street, Suite 1800 • Arlington, VA 22209
866-776-6426, ext. 3439
Email: dstill@promnetwork.com

Thumbprint Signature Program

The TBA’s Thumbprint Signature Program, which has been praised by law enforcement officials and embraced by many Tennessee banks, offers an easy and inexpensive way to deter check fraud without inconveniencing customers. Here’s how it works: When nonaccount holders ask to cash a check at a participating bank, they must place an impression of their thumbprint on the face of the check. A small “inkless” touch pad is used, which leaves a clear black print that disappears from the thumb with slight rubbing. The procedure is quick, simple and clean. Criminals foolish enough to put their thumbprints on bogus checks leave a positive ID that can be turned over to law enforcement officials. The program has been used as evidence in many cases and has assisted in the follow-up investigation of burglaries, thefts, and crimes other than forgeries.

Contact: T'Lanie Luu
Tennessee Bankers Association
211 Athens Way, Suite 100 • Nashville, TN 37228-1381
800-964-5525 or 615-244-4871
Email: tluu@TNBankers.org

Order Online or Download a Thumbprint Order Form