Tennessee Bankers

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‘Right Person, Right Time’

Wilson Bank & Trust’s transition to the next generation of leadership is the result of a well-planned, well-executed succession plan first announced in 2014. Learn more about new CEO John McDearman and his vision for WB&T.

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Q&A with Robert Bradley

Robert Bradley first started working at Bank of Tennessee in 1995 as an intern after his sophomore year of college. After graduation and working in public accounting, he rejoined the bank as controller. Since then, he’s held a number of roles, including credit analyst, commercial lender, credit officer, and now chief risk officer. As the Credit Committee chairman, he has been hard at work with his fellow committee members preparing for one of TBA’s most anticipated events—Credit Conference. Bradley spoke with The Tennessee Banker about his career, the banking industry, and Credit Conference, which takes place February 13 and 14, 2020.

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Q&A with Matt Daniels

The son of a minister and public school teacher from Crossville, Matt Daniels began working as an intern at the home of billionaire Jim Clayton, installing irrigation at age 18 while attending the University of Tennessee. Daniels joined Clayton Homes as a management trainee after graduation. Three years later, Clayton purchased First State Bank in Henderson, Tenn., and named Daniels COO. In 2004, at age 27, he was promoted to president and CEO. While opening its first offices in Knoxville in 2005, the bank was renamed Clayton Bank & Trust, and Daniels became the youngest president of a bank larger than $300 million in assets in the nation. Matt purchased 50% of Bank of Camden in 2008 becoming equal partners with Clayton in a new venture. Under his tenure, the Bank of Camden—now Apex Bank—has increased total assets from $160 million to $580 million while expanding to 15 offices across the state.

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Bankers Benefit from the Changing Political Landscape

It was just one year ago that I wrote on the outlook for the 2019 legislative session. I emphasized that it would mark a “new era in Tennessee politics” given that a new governor would take office and there would be historic turnover and new leadership in the state senate and house. I spent a lot of time last year talking to bankers about how the elections and new leadership could impact the banking industry. All of the expected changes were positive, and we entered the 2019 legislative session in a good position.

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Identifying a Solution for Tennesseans' Small-Dollar Needs

In May 2018, a widely circulated report from the Federal Reserve found that 4 out of 10 adults would not be able to cover an unexpected $400 expense. While many in the media and inside the D.C. Beltway were surprised by this statistic, Tennessee bankers were not.

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Annual Meeting: Reflect on the Past, Look to the Future

The Annual Meetingis an important time for us to reflect on TBA’s recently completed year and, perhaps more importantly, to look forward at the upcoming year and identify opportunities for growth in each of our service areas to the Tennessee banking industry—government relations, education, and products and services.  

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Ford Takes the Helm

Mott Ford is assuming the chairmanship of the Tennessee Bankers Association with his eyes wide open. He was introduced to the TBA at an early age through his father, the late R. Molitor Ford, and he has years of TBA leadership experience, including serving as chairman of the government relations committee and on the board’s executive committee.

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Take part in inaugural Financial Literacy Week

Banks work hard to ensure that our financial education programs are available and easy to understand so that consumers can get the tools needed to lay a strong financial foundation. The Young Bankers Division has been the catalyst to promoting Tennessee banks’ efforts in financial literacy since the 1980s. The financial literacy efforts were concentrated in the Personal Economics Program (PEP), a consumer education program developed by the American Bankers Association in 1977. Over the decades, the ways that banks engage their communities in financial education have evolved, and this year the Tennessee Bankers Association is restructuring PEP into a new program—Tennessee Financial Literacy Week.

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Invest in the next generation of bankers with GSB at LSU

Benjamin Franklin once said, “An investment in knowledge pays the best interest.” For 70 years, the faculty members at the Graduate School of Banking at Louisiana State have been investing in the next generation of bankers, providing them with the knowledge they need to be successful, both personally and professionally.

Building on our tradition of excellence in instruction, our leadership team has sought student and faculty comments, consulted with GSB at LSU alumni, compared our curriculum to graduate schools of banking in other regions of the country, and enhanced our relationship with our sponsoring state bankers associations.

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The power of employees on social media

Learn how First Tennessee Bank used employee social media takeovers to strengthen its voice and create meaningful customer conversations.

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Bank compensation survey results

The Crowe Annual Financial Institutions Compensation and Benefits Survey, in its 38th year, collects benchmarking information on salary, benefits, and human resource practices across the nation. Crowe’s survey is sponsored by Tennessee Bankers Association to provide the survey to its members and produce a Tennessee state report for the third year. In 2018, there were 63 Tennessee banks that participated in the survey providing valuable data used by banks across the state to make better informed decisions based on the current market.

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Get the most out of TBA in 2019

From continuing education to monitoring state and federal legislative agendas, the Tennessee Bankers Association is here for you. With the New Year upon us, The Tennessee Banker asked TBA staff, how do you recommend members engage with the Association in 2019?

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Lee preps for 111th General Assembly

The first session of the 111th General Assembly convened on January 8, 2019, with a new Governor being inaugurated January 19. At the forefront of Governor Bill Lee’s agenda will be presenting and passing a balanced budget for the upcoming fiscal year—the only piece of legislation that is constitutionally required to be passed annually.

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Q&A with Charlie Hooks

A Kentucky native and Western Kentucky University graduate, Charlie Hooks has been a Nashville banker since 1981. After starting out with Commerce Union Bank, Hooks has spent time at Nashville City Bank, The Bank of Nashville, and First Advantage Bank. Today, he is EVP/CCO of Sumner Bank & Trust in Gallatin. As the Credit Committee chairman, he has been hard at work with his fellow committee members preparing for one of TBA’s most anticipated events—Credit Conference. Hooks spoke with The Tennessee Banker about his career, the banking industry, and Credit Conference, which takes place February 5 and 6.

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Tracking trust legislation in Tennessee

The TBA has always been committed to providing first-in-class advocacy and professional development resources to our trust members and banks with trust operations. These efforts accelerated in recent years thanks to Commissioner Greg Gonzales and Governor Bill Haslam’s recognition of the importance and potential economic impact of establishing Tennessee as a leading trust jurisdiction.

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Skip-A-Pay Programs: Holiday Miracle or Coal in the Stocking?

‘Tis the season! Sleigh bells are jingling, leaves are turning, pumpkin-spiced lattes are brewing, and skip-a-pay programs are back in full force. A traditional mainstay for community banks around the holidays, skip-a-pay programs allow loan borrowers to defer one or more payments to free up cash to spend elsewhere (like on holiday gifts, perhaps?). But like a brooding Grinch on the outskirts of Whoville, a predatory threat lurks within these seemingly helpful programs, which the Dallas Branch of the FDIC addressed in its most recent quarterly newsletter.

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John Muse Installed as 2018-2019 TBA Chairman

John Muse, chairman, president and CEO of Farmers State Bank in Mountain City, was installed as chairman of the Tennessee Bankers Association during ceremonies at the closing banquet on Tuesday, June 19, 2018.

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Young Bankers elect new leadership

During the Monday afternoon business session at the Young Bankers Division’s Leadership Convention, members of the division elected new officers and directors to lead the division during 2018-2019.  Josh Lane of First National Bank of Oneida was elected chairman.

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Make your voice heard—join TBA's Washington Conference

The TBA’s annual Washington Conference will be upon us very shortly in mid-May. As the TBA staff is preparing our agenda and scheduling time with our congressional delegation and regulatory agency leaders, I encourage bankers to join us for this year’s government relations trip. Unless your calendar is simply prohibitive, please consider the following reasons for joining the group in D.C., May 14–16.

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General Assembly debates, embraces emerging technologies

Banks are frequently confronted with adapting to new technology that could bring many benefits to them and how they serve their customers. Two legislative efforts at the state level this year highlight this—authorization of remote online notarization and recognition of blockchain technology and smart contracts in Tennessee.

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February 2018 Economic Outlook

The Yellen era at the Federal Reserve effectively came to a close on Wednesday, when the Federal Open Market Committee issued its last statement bearing her imprimatur. Since the statement said basically nothing new, her chairmanship ended not with a bang, but a whimper. But that’s not a criticism.

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Bank compensation survey results

A new survey of bank executives suggests that bankers in Tennessee could be experiencing slightly lower employee turnover rates and slightly less upward pressure on salaries than their counterparts elsewhere. Nevertheless, the competition for talented employees is likely to remain strong in the near term.

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Get the most out of TBA in 2018

From continuing education to monitoring state and federal legislative agendas, the Tennessee Bankers Association is here for you. With the New Year upon us, we asked TBA staff, how do you recommend members engage with the Association in 2018?

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Q&A with Monte Jones

Monte Jones, the Credit Committee Chairman, has been hard at work with his fellow committee members preparing for one of TBA’s most anticipated events—Credit Conference. Jones spoke with The Tennessee Banker about his career, the banking industry, and Credit Conference, which takes place February 22 and 23.

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Expect focused, straightforward 110th General Assembly

The second session of the 110th General Assembly convenes on January 9, 2018, with important state business and a budget to pass. With that said, there’s as much talk about the elections and future changes in leadership they will bring as there is about the issues to be addressed during the session.

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Q&A with Bob Rolfe

Bob Rolfe was sworn in on March 1, 2017 by Governor Bill Haslam to serve as the commissioner of the Tennessee Department of Economic and Community Development. The department is responsible for recruiting business and industry to the state as well as Tennessee’s overall economic growth. Nearly a year into his role at TNECD, The Tennessee Banker caught up with Commissioner Rolfe to learn about his strategy at the department, and the opportunities and challenges the state will face in the coming year.

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TBA's 2017 Year in Review

Our 2017 Year in Review offers a summary of the Tennessee Bankers Association’s highlights and accomplishments. Here’s a glimpse of how TBA government relations, education, and communication efforts elevate your membership benefits.

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TBA's Susan Taylor to retire after 18 years of service to Tennessee bankers

Editor's Note: At the end of 2017, TBA's Susan Taylor will retire. To many, Susan is the face of the Association as she has worked with our various committees putting on outstanding conferences and schools aimed at providing bankers the tools they need to successfully lead their banks. Here is her farewell column.

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A time of transition at TBA

When I stepped into this role just over four years ago, I inherited an exceptional team known to be the best throughout the country. But I also knew that this team would be changing in a short matter of time. The TBA, like many of your banks, had and still has key employees at retirement age. My goal was to build a team that would not simply take their place but build on the great foundation that has been laid while also adapting to a changing banking landscape.

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Q&A with Bill Yoder

Bill Yoder is the 2016/2017 chairman of the TBA’s Independent Bankers Division. Yoder serves as the president & CEO of Southern Community Bank, which is headquartered in Tullahoma with additional offices in Huntsville, Murfreesboro, and Chattanooga.

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Membership Meetings made seven stops across the state

This August, TBA Chairman Lee Moss, Franklin Synergy Bank, Franklin/Murfreesboro, joined Tennessee Bankers Association staff traveling across the state for seven Membership Meetings. Nearly 500 TBA members and associate members were in attendance to learn about Association initiatives in the areas of government relations, easing of regulatory burden, and more.

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On Air

How one banker is using her platform to help Middle Tennessee’s Hispanic community.

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A Balancing Act

Banker, family man, Sunday school teacher, and civic leader—TBA Chairman Lee Moss of Franklin Synergy Bank in Franklin/Murfreesboro keeps busy, but always maintains a balance.

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Q&A with Michelle Bing

Michelle Bing, a commercial lender at Bank3’s Union City office, was recently elected as the new Young Bankers Division Chairman at the 2017 Leadership Convention.

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