Tennessee Bankers

2005-4 Loan Specialist (General), Virtual

Appointment type
Temporary - (Appointments will normally range from 30 days to 180 days, but may be extended depending on the level of disaster activity.)

Work schedule
Full-Time

Salary
$45,627 to $71,764 per year 
The salary range above reflects the employee's base rate. Locality Pay will be added based on the employee's residence or work location.

Location
Virtual

 

Duties

Summary

This position was previously advertised under announcement number EXC-20-055-PDC-10753859. If you previously applied under EXC-20-055-PDC-10753859, you DO NOT need to reapply under this announcement in order to receive consideration for the position.

THIS ANNOUNCEMENT IS FOR THE CURRENT COVID-19 PANDEMIC AND THE 2020 HURRICANE SEASON. YOU MAY NEED TO REAPPLY NEXT YEAR IF INTERESTED IN WORKING FOR ODA DURING THE 2021 HURRICANE SEASON.

 

Responsibilities

As a Loan Specialist (General) - Virtual at the GS-1165-9/11, some of your typical work assignments may include:

  • Process home and/or business loans and make recommendations on collateral needed to secure loans.
  • Apply accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans.
  • Review all pertinent facts needed to make eligibility determinations by analyzing such factors as the nature and cause of damage, intended use of proceeds, legislative and administrative loan limits, and disposition of insurance and other recoveries.
  • Ensure loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusions.
  • Process loan applications on web-based computer system.
  • Respond orally and/or in writing to applicants or their representatives.

IMPORTANT NOTES:

  • This position was previously advertised under announcement number EXC-20-055-PDC-10753859. If you previously applied under EXC-20-055-PDC-10753859, you DO NOT need to reapply under this announcement in order to receive consideration for the position.
  • The salary range above reflects the employee's base salary. Locality Pay will be added based on the employee's residence or work location.
  • By applying for this position with SBA's Office of Disaster Assistance, you can enjoy challenging but satisfying work and join a highly motivated and diverse team that helps families and businesses rebuild their lives after a disaster.

Travel Required
Occasional travel - On occasion, especially during times of substantial disaster activity, you may be required to work overtime and/or travel with little or no advance notice.

Supervisory status
No

Promotion Potential
None

 

Requirements

Conditions of Employment

  • You must be able to obtain and maintain a Government travel credit card.
  • Favorable background investigation and credit check are required.
  • Mandatory Overtime: In order to respond quickly and efficiently to disaster survivors, substantial compensated overtime hours may be required while on assignment (up to seven days a week and ten to fourteen hours a day).
  • Credit Score must be at least 500. 

Qualifications

Generally, time in Non-Pay status is not creditable towards the specialized experience requirement listed below.
You must meet all qualification requirements by the closing date of this announcement.
You may qualify based on experience, education or a combination of both.

Experience: To receive credit, you must indicate the month and year as well as the average hours worked per week for each employer or that experience will not be credited for meeting the specialized experience requirement.

GS-09: To qualify you must have at least 1 full year (52 weeks) of specialized experience equivalent in difficulty and complexity to the GS-07 level in the Federal service that has equipped you with the particular knowledge, skill, and ability to perform successfully in this position. This experience may have been gained in positions such as Credit Analyst, Credit Underwriter, Mortgage Underwriter, Loan Officer, Loan Processor, Mortgage Loan Originator, etc. It may also have been gained in a Non-Federal service position. In addition, this Specialized Experience must demonstrate the following:

  • Making recommendations or decisions to approve or decline residential or business loans;
  • Investigating and evaluating credit histories to determine credit worthiness of individuals or businesses; AND
  • Processing loan applications using a computer system.

GS-11: To qualify you must have at least 1 full year (52 weeks) of specialized experience equivalent in difficulty and complexity to the GS-09 level in the Federal service that has equipped you with the particular knowledge, skill, and ability to perform successfully in this position. This experience may have been gained in positions such as Credit Analyst, Credit Underwriter, Mortgage Underwriter, Loan Officer, Loan Processor, Mortgage Loan Originator, etc. It may also have been gained in a Non-Federal service position. In addition, this Specialized Experience must demonstrate the following:

  • Making recommendations or decisions to approve or decline business loans;
  • Investigating and evaluating credit histories to determine credit worthiness of businesses; AND
  • Processing loan applications using a computer system.

OR

Education

If qualifying based on education, you must submit transcripts to be eligible.

GS-09: Must have a master's or equivalent graduate degree in a related field or 2 full years of related progressively higher level graduate education leading to such a degree, from an accredited college or university. Recent graduates with a Master's Degree in a related field with no prior lending experience are encouraged to apply.

GS-11: Must have a doctorate or equivalent graduate degree in a related field or 3 full years of related progressively higher level graduate education leading to such a degree, from an accredited college or university.

Related graduate or major study: finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics or other fields related to the position.

OR

A combination of experience and education as indicated above.

Additional information
If you work or are expected to work at least 90 consecutive days and 130 hours per month, you will become eligible for health insurance benefits only.

How You Will Be Evaluated
You will be evaluated for this job based on how well you meet the qualifications above.

Applications will be reviewed for qualifications. You will be contacted directly if selected.

Background checks and security clearance

Security clearance
Other

Drug test required
No

Position sensitivity and risk
Non-sensitive (NS)/Low Risk

Trust determination process
Suitability/Fitness

 

To apply for this position, you must complete the online application and submit the required documents. The complete application package must be submitted by 11:59 PM (EST) on 05/29/2020 to receive consideration.

Click here to apply. https://www.usajobs.gov/GetJob/ViewDetails/563879000