Tennessee Bankers

1910-5 Consumer Real Estate Loan Specialist

Consumer Real Estate Loan Specialist – Columbia, TN

 

Reliant Bank is a full-service commercial bank that provides customer service from its website, mobile app, via telephone and from 17 retail locations in Davidson, Hamilton, Hickman, Maury, Robertson, Rutherford, Sumner, and Williamson Counties in Tennessee. Reliant offers a variety of deposit, lending, and mortgage products and services to business and retail customers. The bank’s vision is to be the best financial institution at building and being a part of the communities served, one customer at a time. The company intends to continue building the Reliant brand across its markets and remains committed to building long-term value for its shareholders. We are currently seeking a Consumer Real Estate Loan Specialist in Columbia, TN. This presents an excellent opportunity for a motivated professional to work in a challenging and rewarding environment. This non-exempt position reports to the Consumer Real Estate Loan Supervisor.

 

PURPOSE OF JOB

The Consumer Real Estate Loan Specialist is responsible for processing and the administration and closing of consumer purpose real estate loans. Handles activities such as perfecting loan collateral and maintaining loan files. Assists consumer and commercial bankers with the new loan requests, renewals and modifications. Assists consumer and commercial banker with documentation and collateral exceptions.

 

JOB DUTIES AND RESPONSIBILTIES

  • Provides excellent customer service to both internal and external customers, including recommendation of appropriate bank products and services
  • Gathers information to efficiently process transactions and requests
  • Inputs information into documentation software to accurately prepare loan documents; reviews loan package before presenting to loan officer; and may review with loan officer prior to closing
  • Adheres to strict guidelines and timing requirements for consumer real estate loans
  • Orders necessary appraisals, appraisal reviews, flood certificates, title work and credit reports
  • Communicates with attorneys and title companies to schedule closings, requests and reviews documentation such as attorney-prepared loan packages and settlement/HUD/closing statements, and to ensure smooth closings
  • Communicates with insurance companies to ensure correct lien holder clause and property coverage amounts are on required insurance certificates. 
  • Coordinates loan closings between bank and borrower and title company, and may close loans as needed 
  • Records all loan-related documents with appropriate filing office
  • Disburses loan funds
  • Prepares official loan checks and initiates wire transfers
  • Processes payments, payoffs, wires, transfers, etc., through online entry system
  • Submits invoices (appraisal, review, environmental, legal, etc.) for payment to Accounting Department
  • Responsible for reviewing exception/tickler reports and clearing items
  • Promotes the Bank’s products and services whenever possible; participates in bank sponsored events, networking opportunities, and volunteer opportunities whenever possible
  • Provides service that aligns with Reliant Bank’s Brand Promise: We are growing a community of friends – one relationship at a time

 

 

JOB REQUIREMENTS AND QUALIFICATIONS

  • Associate degree or equivalent professional experience in the banking or financial industry preferred
  • Previous experience in a loan setting preferred
  • Excellent customer service skills required
  • Maintains a well-developed, working knowledge of bank products and services through self-motivation, seminars and in-house training
  • Good understanding of financial institution product and services
  • Ability to communicate effectively through writing, speaking and listening 
  • Must be detail oriented
  • Strong organizational and prioritization skills
  • Strong Microsoft Word and Excel skills
  • Demonstrates a commitment to accuracy and quality while meeting deadlines
  • Good general math and analytical skills
  • Maintain a professional image with public interaction

 

Reliant Bank offers competitive compensation and full benefits including medical, dental, vision, health savings accounts, flexible spending accounts, life insurance, short term disability, long term disability, and 401(k).  Qualified candidates may submit their resume to https://secure.entertimeonline.com/ta/InpReliant.careers?ShowJob=251804098

 

Reliant Bank is an Equal Employment Opportunity/Affirmative Action Employer.