Tennessee Bankers

1909-9 Mortgage Loan Originator

Mortgage Loan Originator

Citizens Bank and Trust Company

Since 1904, Citizens Savings Bank and Trust Company has been proud to be a Nashville based source of personal and commercial banking services.

Currently we are looking for an experienced Mortgage Loan Originator to join our team!


If You Consider Yourself a Professional Who:

  • Thrives on professional competence that leads to good work
  • Takes pride in maintaining and developing your skills and knowledge in what’s trending
  • Creates solutions by applying knowledge of mortgage programs, opportunities, restrictions, etc.
  • Works with and listens well to customers to identify mortgage goals
  • Learns independently and in cooperation with others to apply knowledge to standard processes
  • Collaborates to timely meet objectives
  • Organizes work to accomplish results…

If so, then this position may be for YOU!!!!


What You Will Do:

  • Develop and maintain relationships with customers, prospective customers, and referral sources
  • Evaluate prospective client needs and explain the available options
  • Prequalifies customer for potential real estate loan application
  • Interviews applicant and requests specified information for loan application.
  • Corresponds with or interviews applicant or creditors to resolve major questions (holes-inconsistencies) regarding application information
  • Maintains constant/timely contact with selling and listing agents and/or builder regarding loan prognosis on purchase money deals
  • Refers loan to Residential Mortgage Manager to locked-in accurately and according to policy, manages lock date versus closing date
  • Consults with customer regularly to insure customer is abreast of loan status and to insure customer provided documentation is received in a timely manner to meet scheduling
  • Informs applicant of loan denial or acceptance
  • Analyzes potential loan markets to develop prospects for loans
  • Continues marketing function through the attendance of loan closings and by the collection of referrals


What We Require from You:

  • 5+ Years Loan Structuring and Mortgage Sales experience
  • Associates Degree or higher
  • Active MNLS#
  • Experience with various mortgage origination software; Calyx is a plus
  • Experience with Desktop Underwriter (DU) or other AUS preferred
  • Compliance knowledge to include ATR/QM and TRID
  • Strong communication both verbal and written


Job Type: Full-time


To apply, please visit:  https://www.indeed.com/job/mortgage-loan-originator-4d63faf4a2c4ce53