Tennessee Bankers

WEBINAR: Top 15 Issues with HMDA

August 26: Online

This two-hour webinar provides the top 15 issues that may be undermining your HMDA compliance efforts. It will provide insight into the murky areas of HMDA which may result in the failure to report the appropriate loans on the LAR or errors in reported data fields. Participants receive a detailed manual that serves as a handbook long after the program is completed.

The program explores:
1. Which institutions are covered by HMDA and Regulation C and how the coverage rules will change in future years
2. Challenges in determining if a structure is considered a dwelling, such as a manufactured home versus a mobile home
3. When a mixed-use property is reported as a dwelling
4. How to report multifamily residential structures, such as manufactured home communities
5. Clarification on reporting home improvement loans
6. HMDA reporting requirements for construction and permanent financing versus TRID requirements
7. The expanded clarification on temporary financing
8. Whether a financial institution can exempt closed-end mortgage loans and open-end lines of credit now and in the future
9. The purpose of the Legal Entity Identifier and its impact on the Universal Loan Identifier
10. Proper reporting of property-related fields
11. Detailed requirements related to the collection of ethnicity, race, and sex of applicants and borrowers
12. Challenges with reporting the interest rate and rate spread
13. Where to locate specific fees from the Loan Estimate and Closing Disclosure required to be reported on the HMDA LAR
14. When and how to report the use of an Automated Underwriting System
15. The partial exemption contained in the Economic Growth, Regulatory Relief and Consumer Protection Act
* Bonus item - Clarification of the recently revised HMDA closed-end thresholds.



Jack Holzknecht, Compliance Resource, LLC


Registration Information

Site connections/registrations for this program are accepted on a first-come, first-served basis. 
Everyone registered for this webinar will receive access information for the presentation plus materials for printing via email on Monday, August 24, 2020. Those who do not receive information by 2 p.m. CT on that date are not considered registered and should contact Sheena Frech in the TBA office. You may contact TBA prior to August 24 to verify receipt of your registration. 

Tennessee Bankers Association does not assume responsibility for incorrect information supplied to us, for those registering incorrectly for the program, or for registrants who do not contact TBA if they have not received access information by 2 p.m. CT on August 24, 2020.


Webinar Access Information

Webinar participants receive phone access for the audio portion of the presentation and a link to the PowerPoint slides shown during the webinar. The presentation is approximately 120+ minutes, including time for Q&A. Each individual registration provides one connection to the live audio program, and this connection allows you to have unlimited listeners present during the presentation.


Program Fees

Live and Recorded

TBA Members / Associate MembersNonmembers
Registration $390$410

Live Only

TBA Members / Associate MembersNonmembers
Registration $305$325

Recorded Only

TBA Members / Associate MembersNonmembers
Registration $340$360

TBA Contact

Sheena Frech - sfrech@tnbankers.org
Director of Education
Tennessee Bankers Association
211 Athens Way, Ste 100 • Nashville, TN 37228-1381
800/964-5525 or 615/244-4871 or www.TNBankers.org

Register for WEBINAR: Top 15 Issues with HMDA

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