Tennessee Bankers

WEBINAR: Fair Lending—Do Your Lenders Know the Requirements?

July 16: Online

1:30–3:30 p.m. CT

 

Fair Lending never seems to fall out of fashion. While the rest of the industry is fixed on TRID, flood insurance and HMDA, the regulatory agencies, the Department of Justice and plaintiff attorneys are focused intently on the issue of fair lending. Large penalties and burdensome enforcement actions are the order of the day.

Occasionally, evidence indicates the existence of hate-based discrimination. In most cases, the evidences shows the lenders truly did not understand they were violating the law. They thought they were protecting the interests of their employer. Understanding the bases of discrimination is the first step to avoiding fair lending violations.

Charges of discrimination can come from any direction. Discrimination can be obvious, subtle or unintended. Risk comes in the form of penalties, regulatory enforcement actions, civil liability, or damage to a bank’s reputation, to mention a few. The best defense to these threats and risks is to develop and maintain a sound fair lending compliance management system (CMS). The core of a Fair Lending CMS is a deep understanding of the basic rules regarding fair lending.

 

Why Attend?

This information packed seminar provides a refresher on the basic concepts of fair lending that examiners expect to see. It also explains recent fair lending problems, the corrective action required by the agencies, the penalties imposed on the bank, and steps your institution can take to avoid similar problems. Recent and pending developments that will have a significant impact on fair lending are explored.

 

Topics

Upon completion of this program, participants will understand

  • Basic fair lending concepts
    - Laws and regulations
    - Bases of discrimination
    - Types of discrimination
  • Recent developments including
    - Agency consent orders
    - Familial status discrimination cases
    - Native American discrimination cases
    - HUD guidance on limited English proficiency
  • Pending Developments
    - Expansion of Regulation B to include data collection on loans to minority-owned businesses, women-owned businesses, and small businesses.

 

Audience

The program is designed for the board of directors, senior management, compliance officers, auditors, lending department management, loan operations personnel, loan officers, loan originators, and others involved in originating or servicing loans of all types.

 

Registration information

Site connections/registrations for this program are accepted on a first-come, first-served basis.
Everyone registered for this webinar will receive access information for the presentation plus materials for printing via email on Friday, July 12, 2019. Those who do not receive information by 2 p.m. CT on that date are not considered registered and should contact Sheena Frech in the TBA office. You may contact TBA prior to July 12 to verify receipt of your registration. 
Tennessee Bankers Association does not assume responsibility for incorrect information supplied to us, for those registering incorrectly for the program, or for registrants who do not contact TBA if they have not received access information by 2 p.m. CT on July 12, 2019.

 

Webinar Access Information

Webinar participants receive phone access for the audio portion of the presentation and a link to the PowerPoint slides shown during the webinar. The presentation is approximately 120 plus minutes, including time for Q&A. Each individual registration provides one connection to the live audio program, and this connection allows you to have unlimited listeners present during the presentation.

 

Program Fees

Live and Recorded Webinar

TBA Members / Associate MembersNonmembers
Registration $390$410

Live Webinar

TBA Members / Associate MembersNonmembers
Registration $305$325

Recorded Webinar

TBA Members / Associate MembersNonmembers
Registration $340$360

TBA Contact

Sheena Frech - sfrech@tnbankers.org
Director of Education
Tennessee Bankers Association
211 Athens Way, Ste 100 • Nashville, TN 37228-1381
800/964-5525 or 615/244-4871 or www.TNBankers.org

Register for WEBINAR: Fair Lending—Do Your Lenders Know the Requirements?

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Special Needs: If you have a special need that may affect your participation in this program, or special dietary requests, please send TBA a statement detailing your needs at least 10 days before the program. We will contact you to discuss accommodations.

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