The Southeastern School of Banking I & II
July 7-12: First Year: Belmont University, Nashville
July 7-12: Second Year: Belmont University, Nashville
Early Registration Deadline: June 10, 2019
The Southeastern School of Banking offers a 70-hour general banking curriculum. Serving Tennessee financial institutions since 1939, the two-year school incorporates lectures and home study assignments. Students from both years attend classes during the same week. Some of the topics covered in the first year are Bank Financial Analysis, Asset/Liability Management, Investments, Managing Liquidity and Capital Planning, Macroeconomics and the Banking System, Sales in Financial Services, Lending, and Strategic Planning/ Bank Marketing. Students will also use the nationally recognized Stanford Bank Simulation Game to learn about financial institution management. The second-year general banking classes include Bank Performance Analysis, Management Strategies, Asset/Liability Management II, Ethics in Banking, Credit Risk Management, Technology, Fraud and Security, The Changing Banking Environment/CEO Panel, Commercial Real Estate Financing, Leadership Styles, Stanford Bank Management Simulation, Tennessee Banking Update, and completion of the Stanford Bank Simulation Game. This school is a must for career bankers. Students are housed at the Loews Vanderbilt Hotel.
Developed in cooperation with the American Bankers Association, industry experts from throughout the country, and TSSB’s board of trustees, the curriculum incorporates 70 hours of classroom instruction over a two-year period.
- Bank Financial Analysis focuses on the elements of a bank’s balance sheet, income statement, and statement of cash flow, and discusses the trade-off between bank profitability and risk.
- Asset/Liability Management provides a basic understanding of a bank’s techniques to measure and manage interest rate risk. Discussion focuses on the responsibilities of a bank’s asset and liability management committee, the sources of interest rate risk, and tools to measure the sensitivity of earnings and market value of equity to changes in interest rates.
- Investments covers the types of securities that banks own, their features, and their basic functions in the investment portfolio.
- Managing Liquidity and Capital Planning identifies the type of transactions that produce liquidity problems. It includes a discussion of the importance of capital and how banks meet liquidity needs. Instructor-Hills
- Macroeconomics and the Banking System reviews basic economic principles including the role of banks in facilitating Federal Reserve policy.
- Sales in Financial Services is designed to introduce bankers to the most common sales management systems, processes, and routines.
- Lending introduces the different types of bank loans and their characteristics, and emphasizes the factors that go into the formulation of a bank’s loan policy.
- Strategic Planning/ Bank Marketing focuses on competitive strategies that banks can use to attain strategic, sustainable advantage and achieve superior, long-term profitability in spite of industry or environmental changes and customer/market shifts (including generational shifts).
- Human Resources Management focuses on understanding behavior and its relationship to productivity while reviewing management principles.
- Stanford Bank Management Simulation is a model bank simulation that exposes students to the experiences encountered in running a commercial bank.
- Bank Performance Analysis identifies the various drivers of bank performance which includes measurement of the drivers and discussions as to how the drivers can be used in concert with each other to achieve the desired goals of profitability. In addition, the module identifies the various risks faced by banks and to develop strategies for managing these risks for the purpose of achieving greater returns.
- Management Strategies focuses on understanding behavior and its relationship to productivity while reviewing management principles.
- Asset/Liability Management II reviews the bank’s techniques to measure and manage interest rate risk to compliment decisions being made in conjunction with the bank simulation project.
- Ethics in Banking discusses ethical norms in the financial services industry, focusing on legal and ethics standards and conflicts of interest.
- Credit Risk Management introduces students to credit risk management in the lending function. Comprehensive credit risk management requires that banks identify and measure risks in the portfolio, develop appropriate policies, procedures, systems and controls to manage and monitor risk and assure that they are working.
- Technology, Fraud and Security explores the rapidly changing world of banking technology focusing on planning, system selection strategies, network and internet security and banking technology trends. The module also addresses the requirements of Regulation H, proper employee training and crime prevention through environmental designs.
- The Changing Banking Environment/CEO Panel examines the recent trends in banking including competition, capital requirements, and consolidation. It also addresses the role of regulatory agencies and legislation in the current banking environment.
- Commercial Real Estate Financing focuses on the state of CRE (Commercial Real Estate) industry, the techniques used to analyze, finance, and structure real estate transactions, and the current regulatory environment. The course commences with an overview of the principles of property valuation, and quickly moves into coverage of multifamily, office, retail, industrial, and hotel underwriting and lending.
- Leadership Styles focuses on working with supervisors to obtain the best results for the employee, supervisor and the bank. The DISC profile is used to help leaders identify their management strengths and how to best manage the team.
- Stanford Bank Management Simulation stresses the interrelationship of banking functions in a commercial bank using a bank simulation model.
- Tennessee Banking Update reviews the state of the banking environment today and emphasizes successes and concerns.
As part of TSSB’s curriculum, both first- and second-year students will participate in the Stanford Bank Management Game. This bank management model reflects current banking trends including capital adequacy, cost of funds, valuation of equity, fee income, and increased lending risk.
The Bank Simulation will focus on gaining a working knowledge of bank financial management techniques. It is designed for students with a limited understanding of financial statements and/or projection analysis. During the first year, the emphasis is less on total bottom-line performance of the simulation and more on understanding the impact of decisions. Teams will not compete during the first year. The simulation administrators will spend significant coaching time on concepts and cause and effect.
The Graduate School of Banking at Louisiana State University will award a one-year scholarship to an outstanding graduate of The Southeastern School of Banking. The recipient must be employed by a Tennessee commercial bank or savings and loan association.
The Washington Conference Scholarship is awarded to one deserving graduate of TSSB. Instituted with the class of 2013, the scholarship covers transportation, two-nights’ lodging, and meals included with TBA’s 2020 Washington Conference. Students must apply for the scholarship, and the recipient is selected by the chairman of TBA’s Government Relations Committee and the TBA general counsel.
Potential candidates are career financial industry employees in higher-ranking staff or junior- to mid-management positions. Applicants to The Southeastern School of Banking need a working knowledge and understanding of basic banking terms, concepts, and processes. Applicants should have a college degree and two years’ banking experience or a high school diplo- ma and five years’ banking experience. In addition, TSSB requires the completion of either ABA Training or college courses in Principles of Banking, Money and Banking, and Accounting. Applicants may substitute documented work experience or demonstrated knowledge for portions of the prerequisite course work. If such minimum requirements have not been met or a basic knowledge of banking is not indicated, a letter from either your nominating officer or CEO must accompany your application explaining why these requirements should be waived. Please note on the application if you have attended TBA’s one-day workshop, Introduction to Banking.
Participation in TBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non- member rates.
This institution does not discriminate with regard to race, religion, gender, or age.
Delivery Method: Group-Live
Advance Preparation: Students must complete a pre- test and other assignments prior to the beginning of the school.
Program-Level: This is an intermediate-level program.
Special Needs: If you have a special need that may affect your participation in this program, or special dietary requests, please send TBA a statement regarding any special needs at least 10 days before the program. We will contact you to discuss accommodations.
To graduate from TSSB, students must have a composite score of 70 or above based on the scoring system to the right. In addition, attendance at all TSSB classes is mandatory.
TSSB I Final Exam: 25%
TSSB II Final Exam: 25%
Pre-School Stanford Bank Game Exam: 10%
Passing Grade on Two Home Study Problems: 20%
Completion of Two Bank Projects: 10%
Faculty and Board Evaluation: 10%
Tuition & Housing
Tuition covers instructional materials, housing, breakfast, lunch, and refreshment breaks, while evening meals are on your own.
TBA offers a discounted tuition for early applicants. To qualify for the discount, TBA must receive these applications no later than June 10, 2019. After June 10, standard tuition applies. Due to pre-school requirements TBA cannot accept applications after June 24. Payment-in-full is required with the application. Discounted tuition deadline is June 10, 2019. Applicants will be notified of acceptance into the school after the June 10 deadline. Applicants withdrawing after June 10 but before June 24 will be refunded all fees except a $250 cancellation fee. There is no refund, with the exception of documented extenuating circumstances, if an applicant withdraws after June 24 or fails to attend the school. Substitutions are welcome. Refund requests must be submitted in writing to the TBA.
TSSB is a residential school, and all students are required to be housed at the Loews Vanderbilt Hotel, 2100 West End Avenue, Nashville 37203, near the Belmont University campus. Breakfast is available each morning beginning at 7 a.m. in Harrington Place Dining, Johnson Center on Belmont University campus.
TBA will make all hotel reservations, and the hotel will only accept changes or modifications made through TBA. Students will stay in double rooms. Roommates are assigned by school administrators unless a preference is noted on the application.
Through June 10, single rooms are available for an additional $700 fee. After June 10, the fee increases to $800 and depends upon availability.
TSSB is a residential school, and all students are required to stay at the Loews Vanderbilt Hotel. TBA will make all hotel reservations, and the hotel will only accept changes or modifications made through TBA. Students will stay in double rooms. Roommates are assigned by school administrators unless a preference is noted on the application. Through June 10, single rooms are available for an additional $700 fee. After June 10, the fee increases to $800 and depends upon availability.
Continuing Education Credit
Graduates qualify for 70 hours of Continuing Professional Education (CPE) credit in the area of Specialized Knowledge. For more information regarding administrative policies or complaints, please contact our offices at 615-244-4871.
This program has not been pre-approved for continuing education (CE) credit by ABA Professional Certifications. Attendees who require CE credits should go to https://www.aba.com/Training/Certifications/Pages/CEProviders.aspx for further instructions.
For additional continuing education credit information, call the TBA education department at 800-964-5525 or 615-244-4871.
|TBA Members / Associate Members||Nonmembers|
|Early registration deadline is June 10, 2019|