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2508-3 Loan Processor
Heritage Bank & Trust
Loan Processor

PURPOSE OF JOB
This position is responsible for preparing documents to initiate and close loans. Work is performed within the framework of standard operating policies and procedures; however, independent judgement and discretion is required in performing assigned tasks.  Deviations from normal procedures and/or questions are referred to the supervisor.

  • JOB DUTIES AND RESPONSIBILITIES

  • Receive loan folder from loan officer; review set-up sheet and loan application; access and print credit; report via computerized software; perform detailed data entry to create initial loan documentation on the computer; contact loan officer and/or customer with questions; print and sort documents; photocopy authorization form; type envelopes and assemble mailing with appropriate authorizations, verification forms, and return envelopes; order necessary documentation; print loan processing status sheet, reassemble file, and forward file to loan officer.
  • Receive notification of loan closing details and loan file with closing worksheet from loan officer; access initial loan documentation previously entered in the computer system; perform necessary data entry and proofread all documentation for accuracy and completeness; type and proofread legal description; print and forward completed documentation and loan file to underwriter and/or loan officer for final review prior to closing.
  • Orders Flood Certifications on loan files ready to close.
  • Process loans closed by lending officers.
  • Close loans as needed for lending officers.
  • Attending loan operations meetings.
  • Help identify opportunities to improve effectiveness and efficiency of procedures.
  • Assures the completeness of the documentary files available in support of each credit, the accuracy of records relating to lending and assists with collection activities as needed.
  • Receives and records loan payments.
  • Maintain all files in support of each new extension of credit or renewal and ensure accuracy and completeness.
  • Examine notes for completeness and accuracy prior to entry into the Bank’s records.
  • Assures that all necessary documentation has been received prior to filing.

Please respond to:  [email protected]
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