Tennessee Bankers

Financial Literacy


Today's world of financial services is complex and ever-changing. The banking industry places a high priority on helping consumers make the best choices for their financial needs. The Tennessee Bankers Association is where you'll find important information to help make educated financial decisions.
 

Get Smart About Credit Day
The Get Smart About Credit Day is held every October. Volunteer bankers across Tennessee will visit colleges, high schools, freshman orientations, youth groups, and continuing education classes to teach students how to budget, use credit cards responsibly and build a positive payment history.

TBA Personal Economics Program (PEP)
Over 100 banks across Tennessee participate in the Personal Economics Program, a consumer education effort that promotes understanding of banking and financial services by enhancing the public's knowledge of economic systems, specifically as they relate to banking and personal financial management. In the past year, Tennessee's PEP program reached over 63,000 people through some 2,000 presentations, thanks to 400 volunteer bankers. To find out if the PEP program is availabe in your area contact the Tennessee Bankers Association at 800-964-5525.

Tennessee Saves Coalition
TennesseeSaves is a state-wide campaign in which The University of Tennessee Agricultural Extension Service, working with other state and national organizations, helps individuals and families save and build wealth.

The Jump$tart Coalition for Personal Financial Literacy
The Jump$tart Coalition for Personal Financial Literacy seeks to improve the personal financial literacy of young adults. Jump$tart's purpose is to evaluate the financial literacy of young adults; develop, disseminate, and encourage the use of standards for grades K-12; and promote the teaching of personal finance. The Jump$tart Coalition believes that all young adults need to have the financial literacy necessary to make informed financial decisions.

Teach Children to Save Day
Teach Children to Save is a national campaign that raises awareness about the important role that banks and bankers play in helping young people develop lifelong savings habits. The program has reached 4 million young people with the help of some 97,000 banker volunteers through its annual awareness day and the Teach Children to Save Web site: www.teachchildrentosave.com.

ICBA Resources on Financial Literacy

 


Educational Resources

HelpWithMyBank.gov
The OCC's HelpWithMyBank.gov Web site provides answers to approximately 250 commonly asked banking questions. While targeted to national bank customers, the site answers many questions common to all banking consumers and provides useful information about contacting regulators of state banks, thrifts, and other financial institutions; and includes an online complaint form for bank customers wishing to register their concerns to the OCC. Information is also available in Spanish. A link from HOPE NOW to HelpWithMyBank.gov has been established.

MyMoney.gov
MyMoney.gov is the U.S. government's Web site dedicated to teaching the basics about financial education. The redesigned, interactive site offers information from 20 federal agencies and bureaus about planning for life events that have financial implications, such as buying a home, balancing your checkbook, or planning for retirement. The site also provides money management tools, including financial calculators and worksheets.

Seniors: Protect Yourself From Investment Fraud
The U.S. Securities and Exchange Commission offers this guide to help seniors avoid investment fraud.

Your Money
The U.S. Securities Exchange Commission's Your Money podcast provides information to help individual investors achieve their saving and retirement goals.