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Talking
Points
• Sponsored by the American Bankers Association Education
Foundation, the fourth annual Get Smart About Credit Day will be held
on October 19. On this day, (insert number) volunteer bankers
from (insert state) will visit colleges, high schools, freshman orientations,
youth groups, and continuing education classes to teach students how
to budget, use credit cards responsibly and build a positive payment
history.
• The goal for Get Smart About Credit Day is to raise
awareness about the responsible use of credit so teens and young adults
can learn how to use credit correctly. The choices young adults
make with their first credit card will impact their lives years later
when they apply for a car loan or even a mortgage. Teaching young people
how best to use credit will equip them to handle adult financial responsibilities.
• Although millions of high school students take drivers
education, most don’t learn the rules of the road for credit cards.
Get Smart About Credit Day fills the gap when it comes to learning how
credit works and understanding needs versus wants.
• Get Smart About Credit Day is sponsored by the American
Bankers Association Education Foundation, a non-profit committed to
developing and providing education programs that lead to financial literacy.
Volunteer bankers will use lessons and activities from ABAEF's Get Smart
About Credit resource kit.
• The Get Smart About Credit resource kit provides bankers
a comprehensive selection of lessons and activities. The curriculum
includes: a “kick off" video featuring college students and
young adults discussing their credit experiences, reproducible activities
and handouts that address comparing cards, understanding the cost of
credit, reading a credit report, budgeting, the signs of credit trouble,
and preventing identity theft. The program is modeled after the highly
successful ABAEF National Teach Children to Save Day.
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