West Tennessee bank with assets in excess of 700 million is seeking a Chief Credit Officer. The CCO serves on the bank’s management team, participating in the overall management to achieve long term profitability, growth, and strategic direction. The CCO will manage and create portfolio growth to match the bank’s strategic plan, ensuring strong credit quality and efficient loan processes, and is responsible for developing loan pricing structures that meet the strategic and regulatory objectives of the bank. The Chief Credit Officer is responsible for the development and presentation of the monthly loan performance reports and credit related policies to the Board of Directors; directing the internal and external audits and bank examinations to ensure a professional work flow through communication and accurate records; and complying with all federal and state laws and regulations as well as the internal policies and procedures. The Chief Credit Officer provides lenders direction through loan structure and analysis to assist with the underwriting function, and coordinates staff development through training programs, leadership opportunities, and ongoing work related to portfolio management and growth. The CCO manages the secondary market mortgage operation of the bank. The CCO provides direction of regulatory developments and requirements regarding lending policies, product compliance, and loan underwriting policies. The Chief Credit Officer leads activities related to new product development, product implementation, and risk assessment relating to lending activity while developing relationships with industry professionals and vendors to improve the lending functions of the bank.
This position offers full benefits including Medical, Vision, Dental, Life Insurance, Short-term and Long-term disability, and 401k. Please submit resumes to email@example.com referencing the position number. Equal Employment Opportunity Employer.