Tennessee Bankers

1808-1 Senior Consultant – Loan Review

About Us

ProBank Austin is a leader in consulting, educational and advisory services to the financial institution industry. Our staff includes former bank safety, soundness, and compliance regulators; bankers; attorneys; and accountants. Our clients include banks, credit unions, law firms, federal and state regulatory agencies and major insurance companies. Our practice areas provide education, auditing, compliance, and consulting services to our clients. We are proud to be an employee-owned, relationship-based company that is committed to serving financial institutions with professional excellence, integrity and confidentiality. As an employee-owned business, we are proud of the growth and success of our company, our longevity in serving the financial services industry, and our commitment to the highest standards of ethical conduct and professionalism. We are currently seeking a Senior Consultant to join our Loan Review team in our Nashville, TN office. 

 

Essential Duties/Responsibilities

•    Maintain superior client relations.
•    Performs regular loan portfolio reviews to focus on Asset Quality, Documentation, and Compliance of applicable laws and regulations. 
•    Ensures the creditworthiness of the loan portfolio, looking for changes that merit a review of lending practices and/or adverse asset classification. 
•    Validates the accuracy of the credit grading / loan rating system. 
•    Evaluates the allowance for loan loss methods/reserves/allocations/watch list. 
•    Identifies problem loans and describes deficiencies. 
•    Recommends final credit grades.
•    Identifies and evaluates portfolio trends with respect to delinquency, bankruptcy, demographic and other factors.
•    Reviews bank processes (loan approvals, policy exception reporting, supervisory loan to value limits, underwriting, covenants, internal controls, concentration reporting, ALLL methodology, etc.). 
•    Verifies quality, completeness and accuracy of supporting loan documentation and analysis.
•    Periodically reviews files for appraisals, deeds of trust, UCC filings, perfection on liens, collateral evaluations and valuations, etc. 
•    Performs additional job related duties as assigned or required.

 

Knowledge/Skill Requirements

•    Bachelor’s degree in finance, economics, accounting, or business related field.
•    Minimum five years’ experience in: credit related position at financial institution; regulatory experience; or commercial lending and credit administration experience.
•    Ability to work in a team-focused environment.
•    Proficient in Microsoft Excel and Word.
•    Excellent written and verbal communication skills.
•    Uphold confidentiality and privacy of findings in all situations.
•    Demonstrate ability to prioritize and handle multiple projects.
•    Remain flexible to withstand unpredictable changes to schedules and deadlines.
•    Ability to travel for client related needs (approximately 25%).

 

Submit resume to chooper@probank.com