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April 27, UT Conference Center, Knoxville April 28, Barrett Training Center, Nashville April 29, Carl Grant Events Center, Jackson - Cancelled
Early Registration deadline is April 13, 2010
Program Information
One of the more challenging aspects of lending is analyzing personal financial statements and tax returns. To assess the borrower’s ability to convert assets to cash to pay short term debt often requires significant adjustments to the borrower’s reported net worth. Adjusted gross income on Form 1040 bears no relationship at all to cash available to pay personal living expenses and debt service. To determine cash available, the lender must construct a personal cash flow using information contained in the personal financial statement and schedules of the tax return.
Program Speaker: John Barrickman, New Horizons Financial Group
Schedule:
8:30 am Registration
9:00 am Program begins
Noon Lunch
1:00 pm Program resumes
4:00 pm Adjourn
Brochure Download
Download and complete the conference registration form and return it to the TBA office.
Secure Online Registration
Complete the secure online registration form. Registration is available prior to brochures release.
TBA Contact Information
Debbie Brickles - dbrickles@tnbankers.org
Vice President and Director of Training and Development
Tennessee Bankers Association
211 Athens Way, Ste 100 • Nashville, TN 37228-1381
800/964-5525 or 615/244-4871 or www.TNBankers.org
