Tennessee Bankers

Profiting from a Rising Rate Environment While Managing Regulatory Concerns

January 11: Online

Program Speaker:

Frank Farrone, Managing Director

Bank margins are finally improving as interest rates have begun to rise from historic lows after the Great Recession. Fundamentally, this may be an interim benefit as bankers have not moved the rates on their deposits yet and the yield curve continues to flatten. Meanwhile, unrealized losses on bonds have resurfaced, EVE risk is rising, and regulatory scrutiny is increasing across the board and will likely intensify ahead.  Key variables of concern include overall liquidity levels, the “stickiness of deposits”, price sensitivity of deposits, and the potential for disintermediation as rates rise. Is your ALCO prepared to respond accordingly and with confidence?

A well prepared and focused Asset/Liability Management Committee has far better odds of balancing current earnings needs with the challenges of the New Rate Cycle and the ever increasing regulatory demands. Many bankers will hit the panic button at precisely the wrong time and take action they will likely regret down the road for long time. Forewarned is Forearmed!

 

Learning Objectives

  • Managing through a flat yield curve environment; the answers may surprise you
  • High performing ALCO key characteristics: what separates the best from the rest
  • Uncovering the math and the mystery behind EVE and how to reconcile with earnings at risk
  • The most undervalued investment today—a core deposit study; how to make millions from the results
  • Learn how to present and explain the impact of rising rates to NII, EVE, and investment portfolio values—the differences are critical and most often misunderstood
  •  Explore profitable loan pricing tactics and strategies to remain competitive
  • Deposit game plan this time around—managing a potentially ticking time bomb with confidence
  • Effective liquidity measurement and management
  • Wholesale funding: What’s the optimal level?  Fund short or go long?  Alternatives explored
  • Many banks will exceed policy limits for NII &EVE as rates rise; learn how to manage without compromising earnings momentum
  • Board education and policies revisited for 2018. Now is a great time for an update.

 

Who should participate?

This session is designed for CEOs, presidents, CFOs, ALCO members and directors.

 

Schedule

1:00 - 3:00 P.M. CST

 

Important Information

  • Only individuals registered may participate in the live program session.
  • Those registered will receive only ONE nonreproducable copy of the program materials.
  • Connection instructions and materials covered will be sent to each participant prior to the webcast no later than 2:00 p.m./CT on January 10.

 

Continuing Education Credit:

TBA Webcasts are not eligible for credit.

 

Program Fees

Live Version Only

TBA Members / Associate MembersNonmembers
Registration $250$500

Recorded Version Only

TBA Members / Associate MembersNonmembers
Registration $270$540

Both Live and Recorded Versions

TBA Members / Associate MembersNonmembers
Registration $360$720

TBA Contact

Debbie M. Brickles - dbrickles@TNBankers.org
IOM, Senior Vice President of Training & Development
Tennessee Bankers Association
211 Athens Way, Ste 100 • Nashville, TN 37228-1381
800/964-5525 or 615/244-4871 or www.TNBankers.org

Register for Profiting from a Rising Rate Environment While Managing Regulatory Concerns

1: Select Event Instance

Special Needs: If you have a special need that may affect your participation in this program, or special dietary requests, please send TBA a statement detailing your needs at least 10 days before the program. We will contact you to discuss accommodations.

2: Enter Attendants

Entered Attendants

  • No Attendants

Add an Attendant

  • Title
  • First Name *
  • Middle Initial
  • Last Name *
  • Suffix
  • Nickname
  • Email Address *
  • SSN (last four digits) *
  • Bank or Company *
  • Branch City *
  • Type of Attendant *

3: Add to Cart