Officers & Directors


J. Lee Stewart, President/CEO, Southern Heritage Bank, PO Box 4730, Cleveland 37320 (2016)
M. Terry Turner, President/CEO, Pinnacle Bank, 150 3rd Ave S, Ste 101, Nashville 37201 (2016)
H. McCall Wilson, Jr, President/CEO, The Bank of Fayette County, PO Box 519, Rossville 38066 (2016)
R. Lynn Shipley, Jr, President/CEO, TriSummit Bank, PO Box 628, Kingsport 37662 (2017)
Phillip L. Crawford, President/CEO, First Farmers and Commercial Bank, PO Box 488, Pikeville 37367 (2017)
Michael E. Cary, President/CEO, Carroll Bank and Trust, PO Box 889, Huntingdon 38344 (2017)
Michael Kramer, President/COO, FSGBank, NA, PO Box 11247, Chattanooga 37401 (2018)
Betty Sue Hibdon, President/CEO Emeritus, Citizens Bank, PO Box 45, Hartsville 37074 (2018)
D. Bryan Jordan, President/CEO, First Tennessee Bank, NA, PO Box 84, Memphis 38101 (2018)

Past Chairmen

Anderson “Andy” L. Smith, Senior Vice President/East Tennessee Regional President, HomeTrust Bank, NA, PO Box 1198, Morristown 37816 (2016)
Jeff Agee, President/CEO, First Citizens National Bank, PO Box 370, Dyersburg 38025 (2017)
William B. Marsh, Chairman/CEO, First Commerce Bank, PO Box 1098, Lewisburg 37091 (2018)

Division Chairmen - Ex-Officio Directors

Independent Bankers Division: Phillip Renfroe, President/CEO, Community Bank, Lexington
Young Bankers Division: Chris Schlueter, Vice President, FirstBank, Nashville
Correspondent Bank Division: Ronald G. Smith, Mid-America Regional President, Regions Bank, Nashville
ABA State Chairman: John Jordan, Area President, The Community Bank of East Tennessee, a division of Southern Bank of Tennessee, Clinton
ICBA State Chairman: Thomas Bates, Jr, President/COO, Legends Bank, Clarksville
Financial Products & Services, Inc, Chairman: John Muse, Chairman/President/CEO, Farmers State Banker, Mountain City
Government Relations Committee Chairman: R. Molitor Ford, Jr, Vice Chairman/CEO, Commercial Bank & Trust Co, Memphis

Independent Bankers Division


Chairman: Phillip Renfroe, President/CEO, Community Bank, Lexington
Chairman-elect: Bill Yoder, President/CEO, Southern Community Bank, Tullahoma
First Vice Chairman: Kenneth V.  Jones, President/CEO, Citizens Bank, New Tazewell
Second Vice Chairman: Matthew D. Daniels, President/CEO, Apex Bank, Camden
Secretary/Treasurer: Philip Calahan, President/CEO, Peoples Bank & Trust Company, Manchester


Mark Holder, Executive Vice President, TNBank, Oak Ridge (2016)
Jim Robinson, CEO, Heritage Bank and Trust, Columbia (2016)
Wayne Minton, President/CEO, The Bank of Milan, Milan (2016)
Jack B. Allen, President/CEO, Citizens National Bank, Athens (2017)
Gay Dempsey, CEO, Bank of Lincoln County, Fayetteville (2017)
Wright Cox, President, BankTennessee, Collierville (2017)
Travis Edmondson, CEO, Clayton Bank and Trust, Knoxville (2018)
Scott Cocanougher, President/CEO, First Community Bank of Bedford County, Shelbyville (2018)
Jay England, President/CEO, Decatur County Bank, Decaturville (2018)

Past Chairmen - Ex-Officio Directors

Ted Williams, President/CEO, TriStar Bank, Dickson (2017)
W. Logan Hickman, Jr, Executive Vice President, Peoples Bank of the South, LaFollette (2018)

Young Bankers Division


Chairman: Chris Schlueter, Vice President, FirstBank, Nashville
Chairman-elect: Michelle Bing, Senior Vice President, Reelfoot Bank, Union City
Vice Chairman: Josh Lane, Senior Vice President/Lending Services, TNBank, Knoxville
Immediate Past Chairman: Bo Blanken, Assistant Vice President, Citizens Bank and Trust Company of Grainger County, Rutledge

East Tennessee Directors

Michael J. Saporito, II, First Vice President & Relationship Manager, Mountain Commerce Bank, Knoxville (2017)
Robert Bradley, Executive Vice President/Chief Risk Officer, Bank of Tennessee, Johnson City (2018)
Mark Bryan, Vice President, Commercial Lending, SouthEast Bank, Farragut (2019)

Middle Tennessee Directors

Samuel L. Short, Vice President, Southern Bank of Tennessee, Mount Juliet (2017)
Johnathan West, Assistant Vice President/Mortgage Originator, Macon Bank and Trust Company, Lafayette (2018)
Justin Nipper, Assistant Vice President/Risk Officer/Credit Analyst, The Farmers Bank, Portland (2019)

West Tennessee Directors

Danielle Williams, Financial Center President, First Citizens National Bank, Newbern (2017)
Melanie Luckey, Assistant Vice President & Controller, First South Bank, Jackson (2018)
Derek Whitten, Vice President, The Hardin County Bank, Savannah (2019)

Correspondent Bank Division

Ronald G. Smith, Mid-America Regional President, Regions Bank, Nashville

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