ADMINISTRATION AND INSURANCE COMMITTEES

Audit Committee
Michael B. Swain, Chairman, The First National Bank of Oneida, Oneida
Tommy Whittaker, President/CEO, The Farmers Bank, Portland
William J. Chase, Jr, President/CEO, Triumph Bank, Memphis
C. David Allen, President/CEO, First National Bank, Lenoir City
 


Financial Products and Services, Inc
Chairman:  William B. Marsh, Chairman/President/CEO,
First Commerce Bank, Lewisburg *
Vice Chairman:  Tommy Burns, President/CEO,
Heritage Community Bank, Greeneville *
President: Brian K. Mobley, Financial Products and Services, Inc.
Executive Vice President: Bradley L. Barrett, President,
Tennessee Bankers Association, Nashville *
Secretary/Treasurer:  Karen S. Holmes, Executive Vice President/COO,
Tennessee Bankers Association, Nashville *
*also a director 

 Directors 
John Muse, Chairman/President/CEO, Farmers State Bank, Mountain City
Michael Cary, President/CEO, Carroll Bank and Trust, Huntingdon
Radford West, President/CEO, Macon Bank and Trust Company, Lafayette
Phil Crawford, President/CEO, The First National Bank of Pikeville, Pikeville
Lynn Shipley, Chairman/CEO, TriSummit Bank, Kingsport
James A. England, Chairman/CEO, Decatur County Bank, Decaturville


Pension & Investment Committee
Chairman:  R. Rick Hart, President, Renasant Bank, Nashville
Elmer Richerson, President, Wilson Bank & Trust, Lebanon
Steve Bell, Chairman/CEO, Tennessee Bank and Trust,
A Division of Farmers Bank & Trust, Franklin
Ed Mayberry, Vice President/Business Development, Citizens Bank, Gallatin
Robert Perry, President/CEO, Civic Bank & Trust, Nashville
 

 EDUCATION COMMITTEES

Credit Committee
Chairman:  John W. “Bill” Beard, President/CEO,
Citizens Bank, New Tazewell
Michael Ayer, Senior Credit Policy Officer,
First Farmers and Merchants Bank, Columbia
Scott Bagwell, Executive Vice President, Commerce Union Bank, Springfield
Joel Beavers, Credit Administrator, First National Bank, Lenoir City
C. Richard Bobo, Executive Vice President/Chief Credit Officer,
American Security Bank and Trust Company, Hendersonville
Robert Bradley, Senior Vice President/Chief Credit Officer,
Bank of Tennessee, Johnson City
Joe Carter, President, Citizens Bank, Lafayette
Kathryn “Katie” Reed Edge, Member, Miller & Martin, PLLC, Nashville
Philip Fons, Chief Credit Officer, InsBank, Nashville
Kirk Goehring, Senior Vice President, First South Bank, Jackson
Emily B. Gray, Senior Vice President/Senior Credit Officer,
The Hardin County Bank, Savannah
Beverly L. Horner, CPA, Member, KraftCPAs PLLC, Columbia
Monte Jones, Community President, Commercial Bank & Trust Co, Jackson
Thomas J. Kern, Vice President/Relationship Manager, Civic Bank & Trust, Nashville
John C. McDearman, III, Executive Vice President, Wilson Bank & Trust, Lebanon
Rick Sample, City President, Home Banking Company, Savannah
Brent Scott, CPA, CIA, Owner, Scott Consulting, PLLC, Jackson
John Walker, Vice President, Franklin Synergy Bank, Franklin
Paul S. Watson, President/Chief Lending Officer, Heritage Bank & Trust, Columbia
Timothy E. Wilson, Executive Vice President, The Bank of Jackson, Jackson


Education & Training Advisory Committee
Chairman: Eddie J. Alford, Jr, Vice President/Training and Development,
Pinnacle Financial Partners, Inc, Mount Juliet

East
Gracie Bishop, Senior Vice President/Human Resources,
Home Federal Bank of Tennessee, Knoxville
Sidney Breaux, CEO, SouthEast Bank & Trust, Athens
Daryle W. Keck, President/CEO, First Peoples Bank of Tennessee, Jefferson City
Catherine Nave, Vice President, Human Resources Director,
Tennessee State Bank, Pigeon Forge
Loretta Pierce, Senior Vice President/Compliance and Audit,
Carter County Bank, Elizabethton
C. Suzi Ray, Executive Vice President/Human Resources, BankEast, Knoxville

Middle
Sherry Clendenon, Training and Compliance Officer,
Security Federal Savings Bank of McMinnville, McMinnville
Tracy Griggs, Human Resources Director, First National Bank of Pulaski, Pulaski
Sally Kimble, Executive Vice President/CFO, American Bank & Trust
of the Cumberlands, Cookeville
Dianne Law, Senior Vice President, The Farmers Bank, Portland
Linda Pearson, Vice President/Career Development Officer, First Farmers
and Merchants Bank, Columbia
Jacki Quick, Education Manager, Fifth Third Bank, Nashville

West
Bill Buckley, President, Northeast Region, BancorpSouth Bank, Jackson
Michael W. Hagan, President/CEO, Reelfoot Bank, Union City
Kerrie Heckethorn, Senior Vice President/Human Resources,
First Citizens National Bank, Dyersburg
Pamela R. V. Jones, Vice President, Tri-State Bank of Memphis, Memphis
Kevin Nieman, Chief Learning Officer, First Horizons National Corporation, Memphis
Linda Ozier, Assistant Vice President Training, FirstBank, Lexington
Dawn Tittle, Director of Training, First State Bank, Union City 


Human Resources Committee
Chairman:  Catherine Nave, Vice President/Human Resources Director,
Tennessee State Bank, Pigeon Forge
Stacy Adams, Vice President/Human Resources, Peoples Bank, Clifton
Bonnie Autry, Vice President, Carroll Bank and Trust, Huntingdon
Kathy Barber, Executive Vice President/Chief Human Resources Officer,
First State Bank, Union City
Judith “Jody” Beason, Director of Human Resources, Citizens Bank, New Tazewell
Evon Chastain, Vice President/Human Resources,
Cornerstone Community Bank, Chattanooga
Michelle Davis, Vice President/Human Resources Director,
Southern Heritage Bank, Cleveland
Debbie Durham, Vice President/Human Resources,
First Volunteer Bank of Tennessee, Chattanooga
Sharon Jones, Vice President, Human Resources, Citizens Bank, Elizabethton
Jeanette Kramer, Vice President/Human Resources, Legends Bank, Clarksville
Michael Lynch, Sales Consultant, Financial Products & Services, Inc, Nashville
Nancy Locke, Vice President, Human Resources & Marketing Manager,
The First National Bank of McMinnville, McMinnville
Renee Morris, Vice President/Human Resources Director,
Farmers and Merchants Bank, Trezevant
Michael Patterson, First Vice President/Human Resources,
Mountain National Bank, Sevierville
Sandra K. Phillips, Assistant Vice President/Executive Administrative Assistant/Customer Services Manager, Peoples Bank & Trust Company, Manchester
Lynn Ray, Senior Vice President/Director of Human Resources, F & M Bank, Clarksville
Debbie D. M. Richards, PHR, Senior Vice President/Director of Human Resources,
Bank of Tennessee, Johnson City
C. Eric Stevens, Shareholder, Littler Mendelson, PC, Nashville
Thomas Anthony Swafford, Member, Miller & Martin, PLLC, Nashville
Fran Turner, Vice President Human Resources, Northeast Tennessee Region, BancorpSouth Bank, Jackson
R. Eddie Wayland, Attorney/Partner, King & Ballow, Nashville
Laurie Willoughby, Human Resources Manager, The Hardin County Bank, Savannah 


Technology Committee
Chairman:  Jay Rinehart, Chief Operations Officer,
Citizens Bank of Lafayette, Lafayette
Marcie Angle, Business Development, LBMC,
Managed Security Services, Brentwood
Dustin Atkins, Vice President, IT/Operations,
Peoples Bank of East Tennessee, Madisonville
Joe Atnip, Vice President/Information Technology Officer/Information Security Officer, Legends Bank, Clarksville
Mark Brown, Information Security Officer, Pinnacle National Bank, Nashville
Jeff Cummings, Vice President, The Hardin County Bank, Savannah
Randy Dover, Vice President/Information Technology Officer,
Cornerstone Community Bank, Chattanooga
Steve DuPerrieu, Director of Product Marketing, Computer Services, Inc, Paducah, KY
Mike Garland, Information Technology Manager, Franklin Synergy Bank, Franklin
Scott Harrison, Senior Vice President/Information Technology Manager,
First Volunteer Bank of Tennessee, Chattanooga
Judy Long, Executive Vice President/Chief Operations Officer,
First Citizens National Bank, Dyersburg
Lisa Lyman, Vice President/Correspondent Banking Department,
Fifth Third Bank, Cincinnati, OH
Madeline McDonald, Senior Vice President/Chief Information Officer,
Financial Federal Savings Bank, Memphis
Abby Moore, Assistant Vice President/Information Security Officer,
MidSouth Bank, Murfreesboro
Jodi Moore, Senior Account Executive, Federal Reserve Bank of Atlanta, Nashville
Rick Murray, Executive Vice President/Chief Financial Officer,
Commerce Union Bank, Springfield
Thomas Payne, PhD, Dunagan Chair of Excellence in Banking,
University of Tennessee at Martin, Martin
Lecia Post, Senior Vice President/Chief Technology Officer, Citizens State Bank, Jasper
Gina Pruitt, Managing Director/IS Assurance & Consulting, KraftCPAs PLLC, Nashville
Terry Solina, Vice President/Executive Account Manager, Fiserv, Mount Juliet
Cerone “Cy” Sturdivant, Senior Auditor, Crowell & Crowell, PLLC, Franklin
 

 GOVERNMENT RELATIONS AND LEGAL COMMITTEES

Bank Fraud/Security Committee
Chairman: Jack Allen, President/COO, Citizens National Bank, Athens
Rick Arrington, Vice President/BSA Officer, Reliant Bank, Franklin
Thomas E. Bates, Jr, President/COO, Legends Bank, Clarksville
Jason Bawcum, Vice President of Security, Community South, Parsons
Becky Beeler, Tennessee Regional Banking Operations Manager, BB&T, Knoxville
Marilyn Buffaloe, Operations Officer, Security Bank, Dyersburg
William F. Burch, Director of Corporate Security, Regions Bank, Birmingham, AL  
Roger Choate, Executive Vice President, Union Bank, Jamestown
Clark Cummings, Senior Vice President/Director of Security, FirstBank, Nashville,
Jeffrey L. Cunningham, President/CEO, Athens Federal Community Bank, Athens
Brenda Daugherty, CIA, CBA, CFSA, Vice President and General Auditor,
Citizens Tri-County Bank, Dunlap
Shelli Golden, Compliance Officer, Heritage Bank & Trust, Columbia
Nina Gourley, Watkins Uiberall, PLLC, Memphis
Becky Gregory, Senior Vice President/Security Officer,
First Citizens National Bank, Dyersburg
Ronnie Gross, Regional Security Manager, Regions Financial Corporation, Memphis
Carye Herbert, Vice President/Security Officer, Cadence Bank, NA, Memphis
Mickie Hodge, Executive Vice President/Chief Administrative Officer/Chief Operations Officer, The Farmers Bank, Portland
Jo Hughes, CFSSP, Vice President of Bank Administration, Director of Security/Privacy, F&M Bank, Clarksville
Jacqueline Kyle, Corporate Investigator/Assistant Vice President, BB&T, Knoxville
Don Long, Security Officer, Athens Federal Community Bank, Athens
John McNeely, Sword & Shield Enterprise Security, Inc, Knoxville
Kevin Mills, Vice President/Director of Security, Avenue Bank, Nashville
Jennifer Nunley, Senior Vice President, Security Bank, Dyersburg
Christopher Oakes, Loan Review Officer, Andrew Johnson Bank, Greeneville
Scott Perkins, Security Manager, Bank of America, NA, Nashville
Annette Pigg, Chief Financial Officer, First Community Bank
of Bedford County, Shelbyville
Gina Pruitt, Managing Director, Information Systems Assurance and Consulting,
KraftCPAs PLLC, Nashville
Devin Ralston, Banking Officer/IT, The Community Bank of East Tennessee, Clinton
Jeff Robichaud, Assistant Vice President/Security Officer,
Bank of Putnam County, Cookeville
Mike Shamblin, Audit Shareholder, Pershing Yoakley and Associates, PC, Knoxville
J. Lee Stewart, President/CEO, Southern Heritage Bank, Cleveland
Donna Stone, Chairman, First Community Bank of Bedford County, Shelbyville
Jamie Sweeney, Vice President, Pinnacle National Bank, Murfreesboro
Scott Williams, Partner, Rudy, Wood, Winstead & Williams, PLLC, Nashville
Paul Willson, Chairman/CEO, Citizens National Bank, Athens


Bank Lawyers Committee
Chairman: Elizabeth A. Pritchard, Counsel and Senior Vice President, First Horizon National Corporation, First Tennessee Bank, NA, Memphis, TN  
William C. Argabrite, Hunter, Smith and Davis, Kingsport
L. Thomas Austin, Austin Davis & Mitchell, Dunlap
Stephen D. Barham, Chambliss, Bahner & Stophel, PC, Chattanooga
Julian Bibb, Stites & Harbison, PLLC, Nashville
Gerald Blanchard, Bryan Cave LLP, Atlanta, GA
Trace Blankenship, Bone McAllester Norton, PLLC, Nashville
Tamara P. Boyer, BankEast, Knoxville
Dewayne Bunch, McCoin, McCoin & Bunch, Cleveland
Patrick Caldwell, Riley, Ford, Caldwell, & Cork, PA, Tupelo, MS
Charles “Chip” Cary, Denton & Cary, Bolivar
Leighanne Covington, TNBANK, Oak Ridge
Jeffrey L. Cunningham, Athens Federal Community Bank, Athens
James Dewhirst, Southeast Bank & Trust, Athens
Kathryn “Katie” Reed Edge, Miller & Martin, PLLC, Nashville
Steven J. Eisen, Baker, Donelson, Bearman, Caldwell & Berkowitz, PC, Nashville
Leon Foster, Bank of Putnam County, Cookeville
Jeffery C. Gerrish, Gerrish McCreary Smith, PC, Memphis
Emily B. Gray, The Hardin County Bank, Savannah
Steve Greer, Greer and Greer Attorneys, Paris
Cathey Gwyn, Gullett Sanford Robinson & Martin PLLC, Nashville
A. Lee Hardegree, III, Regions Bank, Birmingham, AL
D. Scott Holley, Bass, Berry & Sims, PLC, Nashville
T. Wayne Hood, Miller & Martin, PLLC, Nashville
Kathleen Kordek, BB&T, Falls Church, VA
Sam LaPorte, LaPorte & Norris, Elizabethton
Allyn M. Lay, Jr, The First National Bank of Oneida, Oneida
Thomas H. Lee, Frost Brown Todd, LLC, Nashville
Cheryl Light, Home Federal Bank of Tennessee, Knoxville
J. Franklin McCreary, Gerrish McCreary Smith, PC, Nashville
Richard Manson, Citizens Savings Bank & Trust Company, Nashville
David Marttala, The First National Bank of McMinnville, McMinnville
Marlee Mitchell, Waller Lansden Dortch & Davis, LLP, Nashville
Heather Morgan, SmartBank, Pigeon Forge
John E. Murdock, III, Bradley Arant Boult Cummings LLP, Nashville  
Jerry Newsome, Littler Mendelson, PC, Atlanta, GA
Houston Parks, First Farmers and Merchants Bank, Columbia
Robert Perry, Civic Bank & Trust, Nashville
Clay Petrey, Ayers Asset Management, Inc., Nashville
B. Timothy Pirtle, Regions Bank, McMinnville
Anna Pray, Associate Attorney, BB&T, Louisville, KY
Mary Neil Price, Dickinson Wright PLLC, Nashville
Brian Ragan, Reynolds, Potter, Ragan & Vandivort, PLC, Dickson
Frank Reeves, Hix & Gray, PLC, Nashville
Wilson S. Ritchie, Ritchie Law Firm, Knoxville
Chuck Rutledge, First Tennessee Bank, NA, Memphis
B. Anthony Saunders, Wyatt, Tarrant & Combs, LLP, Nashville
Daniel W. Small, Attorney At Law, Ashland City
Wendy Geurin Smith, Law Office of Wendy Geurin Smith, Memphis
John Speer, Bass, Berry & Sims, PLC, Memphis
Jerry Spore, Spragins, Barnett & Cobb, PLC, Jackson
T. Stephen C. Taylor, Bass, Berry & Sims, PLC, Nashville
Bob Thompson, Bass, Berry & Sims, PLC, Nashville
R. Christopher Trump, Egerton, McAfee, Armistead & Davis, PC, Knoxville
R. Eddie Wayland, King & Ballow, Nashville
Ernest B. Williams, IV, Attorney, Ernest B. Williams, IV, PLLC, Nashville
Laurel Williams, Burch, Porter, & Johnson, PLLC, Memphis
Scott C. Williams, Rudy, Wood, Winstead & Williams, PLLC, Nashville
Virginia B. Wilson, Butler, Snow, O’Mara, Stevens & Cannada, PLLC, Memphis


BankPac Committee
Chairman:  Lee Moss, Chairman/CEO, MidSouth Bank, Murfreesboro
Treasurer:   Mark Hayes, Chairman/CEO,
First National Bank of Pulaski, Pulaski
Past Chairman: Ron DeBerry, President/CEO,
Commerce Union Bank, Springfield

East
Tom Hughes, President/COO, SouthEast Bank & Trust, Athens
Daryle Keck, President/CEO, First Peoples Bank of Tennessee, Jefferson City
Allen McClary, President/CEO, Union Bank, Jellico

Middle
John Barker, Executive Vice President/COO, Citizens Tri-County Bank, Dunlap
Philip Calahan, Executive Vice President/Chief Credit Officer,
Peoples Bank & Trust Company, Manchester
James T. Martin, CEO, Putnam 1st Mercantile Bank, Cookeville

West
Hunt Campbell, Chairman/President/CEO, First Alliance Bank, Cordova
Gene Henson, President-North Region, Trustmark National Bank, Germantown
Tony Gregory, Chief Banking Officer, First State Bank, Union City
Bruce Reed, Executive Vice President/Chief Credit Officer,
Commercial Bank & Trust Co, Paris


Disaster Response Committee
Chairman: Ronnie G. Smith, CBCP, Vice President, Business Continuity,
First Horizon National  Corporation, Memphis
David Barnes, Senior Vice President/COO/CFO, Civic Bank & Trust, Nashville
Jodie Bull, Business Continuity Manager,
Home Federal Bank of Tennessee, Knoxville
Carla Clay, Vice President, The First National Bank of Manchester, Manchester
Clark Cummings, Senior Vice President, FirstBank, Nashville
Brenda C. Daugherty, Vice President/Internal Auditor, Citizens Tri-County Bank, Dunlap
Dan Dellinger, Executive Vice President, Reliant Bank, Brentwood
Mark A. duBarry, Vice President, Wilson Bank & Trust, Lebanon
Phillip B. Haumiller, Executive Vice President, Bank of Tennessee, Kingsport
Billy Helton, III, Assistant Vice President, Lawrenceburg Federal Bank, Lawrenceburg
Steve Holt, Senior Vice President/CIO, Andrew Johnson Bank, Greeneville
Mark Horobetz, Branch Manager, Merchants and Farmers Bank, Cordova
Jo Hughes, CFSSP, Vice President/Security Officer, F&M Bank, Clarksville
Mary Ann Hurst, Internal Auditor/Loan Review Officer, Reelfoot Bank, Union City
Virginia Kibble, Senior Vice President, Southern Heritage Bank, Cleveland
Lynda King, Executive Vice President/Risk Management, First State Bank, Union City
Bobbie Kocurek, Assistant Vice President, Community Bank & Trust, Ashland City
Jacqueline Kyle, CFE, Assistant Vice President/Corporate Investigator, BB&T, Knoxville
Dianne Law, Senior Vice President/COO, The Farmers Bank, Portland
Denise Lineberry, Assistant Cashier, Peoples Bank, Clifton
Don Long, Assistant Vice President/Security, Athens Federal Community Bank, Athens
Judy Long, Executive Vice President, First Citizens National Bank, Dyersburg
Frances Lowrance, Vice President, The Farmers & Merchants Bank, Dyer
Matt McBryde, Senior Information Officer, Reliant Bank, Brentwood
Eric McDaniel, Senior Vice President, Jefferson Federal Bank, Morristown
Mike McGregor, Executive Vice President/CFO, First South Bank, Jackson
Kristi Miller, Senior Financial Analyst, Fifth Third Bank, Nashville
Erica Pritchard, Risk Management and Audit, Decatur County Bank, Decaturville
Devin Ralston, Vice President, The Community Bank of East Tennessee, Clinton
Jessica Rich, Executive Vice President/COO, BankEast, Knoxville
Elizabeth Sievers, IT Officer, TriStar Bank, Dickson
Tom Stumb, President/CEO, Nashville Bank and Trust Company, Nashville
Tim Tomlinson, IT Officer, The Farmers Bank, Portland


Government Relations Committee
Chairman:  David Verble, President/CEO, Citizens National Bank, Sevierville
C. David Allen, President/CEO, First National Bank, Lenoir City
Wynne E. Baker, KraftCPAs PLLC, Nashville
Robert Baird, Executive Vice President, First Century Bank, Powell
Thomas E. Bates, Jr, President/COO, Legends Bank, Clarksville
H. Glenn Barker, Chairman/CEO, Citizens Tri-County Bank, Dunlap
Walter Birdwell, Chairman, Citizens Bank, Carthage
William D. Buckley, II, President, Northeast Region, BancorpSouth Bank, Jackson  
Hunt Campbell, President/CEO, First Alliance Bank, Cordova
William Y. Carroll, Jr, President, SmartBank, Pigeon Forge
Barry Cary, President, Farmers and Merchants Bank, Trezevant
William J. Chase, Jr, President/CEO, Triumph Bank, Germantown
Jim Clayton, President, Clayton Bank and Trust, Knoxville
Deborah Cole, President/CEO, Citizens Savings Bank and Trust Company, Nashville
Jeffrey L. Cunningham, President/CEO, Athens Federal Community Bank, Athens
Ron DeBerry, President/CEO, Commerce Union Bank, Springfield
Dan Dellinger, Executive Vice President, Reliant Bank, Brentwood
John David Douglas, President/CEO, The Somerville Bank & Trust Company, Somerville
Bill Dudney, President, Citizens Bank, Kingsport
Thomas B. Duncan, President/CEO, Union Bank, Jamestown
Kathryn R. Edge, Attorney, Miller & Martin, PLLC, Nashville
James A. England, Chairman/CEO, Decatur County Bank, Decaturville
Jay England, President, Decatur County Bank, Parsons
Charles Ennis, Chairman, Patriot Bank, Millington
Richard Exley, President, Memphis Division,
Community Bank, North Mississippi, Memphis
Ken Farmer, President, Middle Tennessee Division, BancorpSouth, Brentwood
Wes Farragut, Vice President, Mountain National Bank, Sevierville
C. Craig Fitzhugh, President/CEO, Bank of Ripley, Ripley
R. Molitor Ford, Jr, Vice Chairman/CEO, Commercial Bank & Trust Co, Memphis
Michael Giammalvo, Crowe Horwath LLP, Brentwood
Autry Gobbell, Chairman, Peoples Bank, Clifton
Tony Gregory, Chief Banking Officer, First State Bank, Union City
Michael Hagan, President/CEO, Reelfoot Bank, Union City
Roy Harmon, Chairman/President/CEO, Bank of Tennessee, Kingsport
David Hayes, President/CEO, Security Bank, Dyersburg
Mark Hayes, President/CEO, First National Bank of Pulaski, Pulaski
Gene Henson, President-North Region, Trustmark National Bank, Germantown
Keith Herron, Regional President, Regions Bank, Nashville
Logan Hickman, Executive Vice President, Peoples Bank of the South, LaFollette
Herb Hilliard, Executive Vice President, First Tennessee Bank, NA, Memphis
Dan Hogan, President/CEO, Fifth Third Bank, Nashville
Chris Holmes, Chief Banking Officer, FirstBank, Nashville
Jeff Hudson, West Tennessee President, Renasant Bank, Germantown
Frank Hughes, President, Cornerstone Community Bank, Chattanooga
Brandon Hull, President/CEO, Greeneville Federal Bank, FSB, Greeneville
Chris Jerrolds, President/CEO, Central Bank, Savannah
John Jordan, President/CEO, The Community Bank of East Tennessee, Clinton
Gary Keys, Executive Vice President, Citizens Bank, New Tazewell
Gregg Lansky, Senior Vice President/Corporate Tax, First Tennessee Bank, NA, Memphis
Terry Lee, President, Commercial Bank, Harrogate
Mark Loudermilk, President/CEO, Foothills Bank & Trust, Maryville
D.W. McGaughey, Vice President of Private Banking, Trustmark National Bank, Memphis
Gordon Majors, President/CEO, The Hardin County Bank, Savannah
Jim Martin, CEO, Putnam 1st Mercantile Bank, Cookeville
Barry Matthews, Vice President, First State Bank, Jackson
Ed Mayberry, Vice President/Business Development, Citizens Bank, Gallatin
Mark Miller, Baker Donelson Bearman Caldwell & Berkowitz, PC, Nashville
Steve Miller, Chairman/CEO, Southeast Bank & Trust, Athens
Thomas W. Mitchell, President/CEO, Traditions First Bank, Erin
Robby Moore, Vice President, Bank of Perry County, Lobelville
Lee Moss, Chairman/CEO, MidSouth Bank, Murfreesboro
Jim Penland, Chairman/CEO, First Vision Bank of Tennessee, Tullahoma
Chris Phillips, Vice President, Macon Bank and Trust Company, Lafayette
Joseph Presley, President/CEO, Cumberland Trust and Investment Company, Nashville
Steve Rains, President/CEO, Progressive Savings Bank, FSB, Jamestown
Chris Reece, CEO, Johnson County Bank, Mountain City
Phillip Renfroe, President/CEO, Community Bank, Lexington
Matt Ricker, President/CEO, Volunteer State Bank, Portland
Brett Roberts, President/COO, Bank of Perry County, Lobelville
Steve Rownd, Chairman/CEO, GreenBank, Greeneville
Ron Samuels, CEO, Avenue Bank, Nashville
Michael Sarvis, President/CEO, Cohutta Banking Company,
A Division of Synovus Bank,Chattanooga
Debbie Small, President/CEO, Community Bank & Trust, Ashland City
Anderson Smith, President/CEO, Jefferson Federal Bank, Morristown
Philip Smith, Gerrish McCreary Smith, PC, Memphis
Patti Steele, President/CEO, First Volunteer Bank of Tennessee, Chattanooga
J. Lee Stewart, President/CEO, Southern Heritage Bank, Cleveland
Donna Stone, Chairman, First Community Bank of Bedford County, Shelbyville
William S. Stuard, Jr, President/CEO, F&M Bank, Clarksville
R.B. Summitt, II, Director of Business Development, Sevier County Bank, Sevierville
Michael B. Swain, Chairman, The First National Bank, Oneida
Mark Thomas, President, American Security Bank and Trust Company, Hendersonville
Kirby Thompson, Senior Vice President, Community/Government Affairs,
SunTrust Bank, Atlanta, GA
Tom Vance, President/CEO, The First National Bank of McMinnville, McMinnville
R. Todd Vanderpool, President/CEO, BankTennessee Bancshares, Inc, Collierville
Martha Wallen, Regional President, BB&T, Knoxville
Jason West, Area Executive, Pinnacle National Bank, Nashville
Barry White, Senior Trust Officer, First Farmers and Merchants Bank, Columbia
Chris White, President/CEO, Peoples Bank of East Tennessee, Madisonville
Tommy Whittaker, President/CEO, The Farmers Bank, Portland
Ted Williams, President/CEO, TriStar Bank, Dickson
David Williamson, President, Bank of Putnam County, Cookeville
Paul Willson, Chairman/CEO, Citizens National Bank, Athens
H. McCall Wilson, Jr, President/CEO, The Bank of Fayette County, Moscow
Ward Wilson, Regional President, US Bank, NA, Nashville
Pete Wooten, Director of Commercial Banking, Avenue Bank, Nashville
Bill Yoder, President/CEO, Southern Community Bank, Tullahoma


Trust Committee
Chairman: Al Secor, Executive Vice President,
CapitalMark Bank & Trust, Chattanooga
Chairman-elect: Kim Boone, Senior Personal Trust Officer,
First Farmers and Merchants Bank, Columbia
Vice Chairman: Immediate Past Chair: Doug Roth, Vice President and TN Trust Division Manager, BancorpSouth Bank, Jackson

East
Mike Bevins, Executive Vice President, Citizens National Bank, Athens

Middle
Joseph Presley, President/CEO, Cumberland Trust and Investment Company, Nashville
Charlotte Csabi, Senior Vice President/Trust Officer, Pinnacle National Bank, Murfreesboro
Keith Keisling, Vice President, Equitable Trust Company, Nashville
Derrick A. Jones, Wealth Management Services Managing Director,
Nashville Bank and Trust Company, Nashville

West
Joyce Crocker, Senior Vice President/Trust Officer, Carroll Bank and Trust, Huntingdon
Harold Fletcher, Attorney, Memphis
Emily Walker, Trust Officer, Commercial Bank & Trust Co, Paris
 

 SOUTHEASTERN SCHOOLS TRUSTEES
The Southeastern School of BankingSM
President:  James “Jay” S. England, President,
Decatur County Bank, Parsons
President-elect:  Gregg Ketterman, Vice President,
National Bank of Tennessee, Newport
Vice President:  Robby Moore, Senior Vice President,
Bank of Perry County, Hohenwald
Immediate Past President: Tracie Lomax, Branch Manager,
Community South, Hohenwald

Directors
Group 1:  Bo Blanken, Assistant Vice President/Loan Officer, Citizens Bank and Trust Company of Grainger County, Rutledge
Group 2:  Devin Ralston, Vice President, The Community Bank
of East Tennessee, Clinton
Group 3:  Bridget Wooden, Loan Officer, Citizens Tri-County Bank, Pikeville
Group 4:  Julie Huffines, Chief Administrative Officer/Senior Vice President, Community Bank of the Cumberlands, Cookeville
Group 5:  Troy Reed, Vice President, First National Bank of Pulaski, Ardmore
Group 6:  Chris Schlueter, Assistant Vice President/Branch Manager,
Avenue Bank, Nashville
Group 7:  Michelle Bing, Executive Assistant, Reelfoot Bank, Union City
Group 8:  Emily Gray, Senior Vice President/Senior Credit Officer,
The Hardin County Bank, Savannah


The Southeastern School of Consumer CreditSM
Chairman:  Chet Alexander, Executive Vice President/Credit Administration,
First State Bank, Union City         
Vice Chairman:  Philip Calahan, Executive Vice President/Chief Credit Officer, Peoples Bank & Trust Company, Manchester            
Past Chairman:  Richard C. “Craig” Holland, Williamson County President,
First Farmers and Merchants Bank, Franklin

Trustees
Michael G. Comer, Executive Vice President/Chief Operations Officer,
Citizens National Bank, Sevierville
Clint Davis, Community President, Commercial Bank & Trust Co, Paris
William R. “Ron” DeBerry, President/CEO Commerce Union Bank, Springfield
Jeff Lewis, City President, FirstBank, Lexington
Chuck Sisson, City President, Farmers and Merchants Bank, McKenzie
Terry M. Todd, Retail Bank President, FSG Bank, NA, Chattanooga
Brent Wheeley, Senior Vice President/Chief Credit Officer,
Heritage Bank & Trust, Columbia
Gary Whitaker, Executive Vice President/Senior Lender, Wilson Bank & Trust, Lebanon
 


The Southeastern School of Commercial LendingSM
& The Southeastern School of Advanced Commercial LendingSM

Chairman:  Hank Stuart, Executive Vice President,
CedarStone Bank, Lebanon
Vice Chairman:  Thomas Bates, Jr, Vice President/Chief Operating Officer,
Legends Bank, Clarksville

Trustees
Richard “Rick” E. Drews, Jr, Chief Executive Officer, Century Bank
of Georgia, Cartersville, GA
Terry Eastwood, Senior Vice President/Chief Lending Officer,
First Bank of Tennessee, Dayton
Kirk Goehring, Senior Vice President, First South Bank, Jackson
Roy Haisley, Executive Vice President/Lending Manager,
First National Bank of Tennessee, Crossville
Daryle Keck, President/CEO, First Peoples Bank of Tennessee, Jefferson City
Dale McGriff, Executive Vice President, South Georgia Banking Company, Tifton, GA
Truitt Ottinger, Senior Vice President/Lending Officer, Tennessee State Bank, Newport 
Brian K. Williams, Senior Executive Commercial Banking,
First Farmers and Merchants Bank, Columbia